Posted on 25 May 2018 | 7,078 views
49 FICO Credit Score Ratings the Lenders Use

The credit score you get isn’t always the same score a lender looks at when deciding whether to give you a mortgage, credit card or auto loan.

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Credit Repair »

Posted on 25 May 2018 | 3,836 views
Top Credit Repair Companies

Everyone knows the value of having a good credit score — apply for mortgages or credit cards and get the lowest interest rate possible because you have a 721 FICO Score. There are also a lot of Americans, especially in today’s economic times, who know how difficult it is to even qualify for those same mortgages and credit cards with a 521 FICO Score.

Rebuilding Credit »

Posted on 24 May 2018 | 13,064 views
Credit Cards to Rebuild Bad Credit and Boost Your FICO Score

Part of rebuilding your credit is proving that you can pay your bills on time. If your bad credit episode left you without any credit cards, you’ll have to open new ones.

Fico Scores »

Posted on 23 May 2018 | 2,645 views
Closing Multiple Zero-Balance Credit Card Accounts Will Lower Your FICO Score

In an effort to clean your cluttered finances, you close three zero balance credit card accounts. Lightening your wallet feels good now, but the potential hit to your FICO Score could weigh you down later.

Credit Repair Letters »

Posted on 23 May 2018 | 13,214 views
Remove a Foreclosure From Your Credit Report by Validating the Debt Sample Letter

A home Foreclosure will stay on your credit report for seven years. This can make it difficult for you to purchase big-ticket items such as a car or a house if you cannot afford to pay cash. However, if your foreclosure was unjustly executed, or the institution that provided your mortgage is not fairly reporting your credit, there are steps you can take to have the foreclosure removed early.

Credit Repair Letters »

Posted on 22 May 2018 | 12,856 views
Credit Report Dispute Letter to Remove Inaccurate, Erroneous, Outdated, Misleading or Unverifiable Information

Any information that is inaccurate should be corrected so that potential creditors, employers, insurance companies and other organizations see an accurate picture of our credit profile when they request copies of our personal credit reports.