Posted on 18 Oct 2016 | 5,965 views
49 FICO Credit Score Ratings the Lenders Use

The credit score you get isn’t always the same score a lender looks at when deciding whether to give you a mortgage, credit card or auto loan.

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Fico Scores »

Posted on 26 Oct 2016 | 881 views
Nordstrom Credit Score Needed for Store Credit Card

Nordstrom is a popular department store that offers a traditional department store card. This card has special perks, as cardholders are privy to special discounts, deals and sales that non-cardholders do not qualify for. It also makes department store purchases convenient and easy to budget for.

Credit Repair Letters »

Posted on 25 Oct 2016 | 1,496 views
Sample Credit Repair Letter for Items in Credit Reports Belonging to a Former Spouse

One of the major casualties of divorce is the damage incurred to both party’s credit. Not only do you incur the expense of divorce proceedings and attorneys, but divorce can send you spiraling into bankruptcy. Until your former spouse’s information is completely irradiated from your credit file, his or her mistakes with money can also reflect on your credit score. This is why it is advisable to take the following steps sooner rather than later.

Free Credit Report »

Posted on 24 Oct 2016 | 3,668 views
Best Places to get FICO Scores for Free

Your FICO Score is a very important indicator of how well you’re doing credit wise. FICO Scores can be retrieved at a small cost but there are some ways to obtain your credit report and sometimes your score for free.

Fico Scores »

Posted on 24 Oct 2016 | 8,798 views
Credit Card Balance Transfers can Help Your Credit Score

A 0% balance transfer offer can seem like an amazing way to eliminate credit card interest payments. Yet some credit card users remain concerned that taking advantage of these offers will hurt their credit score. In fact, the opposite may be true as there are several reasons why receiving a 0% APR balance transfer credit card may actually improve one’s credit score.

Fico Scores »

Posted on 23 Oct 2016 | 1,605 views
Opening a Credit Card at a Department Store Will Lower Your Credit Score

While on a shopping spree, you open credit-card accounts at several of your favorite department stores to snap up discounts of 10% or 15%. You’re saving a bundle, but you may be chipping away at your credit score.