How many credit cards should you have for a good credit score? If you’re one of those people who holds up the line at stores because you’re trying to figure out which of your 10 credit cards to pay with, it may be time to do some consolidating.

The Ann Taylor Credit Card has an extremely high interest rate, low spending limit and lacks any additional real benefits other than having an average rewards program.

The Limited Brand Credit Card comes in two versions, The Limited Brand Classic credit card, and The Couture Card. Both cards are administered by Financial Network National Bank (WFNNB) for customers of the apparel store, the first of which opened in Ohio in 1963. The store has grown to include well known names such as Victoria’s Secret, Abercrombie & Fitch, Bath & Body Works, Lane Bryant, and New York & Co under their corporate umbrella.

Many car shoppers find they are unable to get a car loan without the help of a co-signer. This is not the case anymore with the help of Complete Auto Loans. The bad credit auto lender now makes getting an auto loan easy, no matter your credit history or inability to use a co-signer.

Late payments are the “biggest foul” when it comes to credit cards, warns Ben Woolsey, director of marketing and consumer research at CreditCards.com — the consequences can include late fees, jacked-up interest rates and a lower credit score.