Posted on 15 Nov 2018 | 3,923 views
How to Fight a Debt Lawsuit

What happens when you are sued by a debt collector? While it may feel like the end of the world, it’s a pretty routine occurrence in courts across the country. Most debt collection law firms file hundreds of lawsuits a day, assuming that 99% of defendants will not answer.

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Rebuilding Credit »

Posted on 21 Nov 2018 | 3,372 views
How to Deal With Debt Collectors

If you have debt, chances are you’ll have to deal with a debt collector at some point, at least until you pay off the debt. Even if you’ve hired a debt settlement company to help you negotiate down your debt, debt collectors may still contact you for payment. Here are some tips for dealing with debt collectors, even when they get rude.

Fico Scores »

Posted on 21 Nov 2018 | 2,681 views
How Does a Credit Score Increase or Decrease Each Month?

The majority of credit scores don’t increase or decrease every month, largely because the person is in what is known as “steady state” or equilibrium where their patterns of credit use and payment are balanced over time.

Rebuilding Credit »

Posted on 20 Nov 2018 | 6,294 views
Fix Your Credit Report After a Divorce

When a couple is married, they often hold joint accounts, such as savings, credit cards and mortgages. This links their credit scores together. If you’ve just gone through a divorce, your credit may be in shambles. Sometimes, one partner will run up a huge credit card bill, deplete the equity in the home or otherwise try to wreak havoc with the credit score of the other party. It’s important to address this problem head on.

Fico Scores »

Posted on 19 Nov 2018 | 3,163 views
Why Your Credit Score Hates Halloween, Thanksgiving and Christmas

You and I might revel in the crisp autumn weather, but your credit score hates this time of year. The reason? Starting in October and continuing through the next 90 days, many households dramatically increase their spending.

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Posted on 17 Nov 2018 | 2,096 views
Citigroup Citibank Offers Free Credit Scores

Citigroup, the fourth-largest credit-card lender by purchase volume in the U.S., is partnering with Fair Isaac Co., the provider of the credit score most widely used by lenders, to provide its customers with their FICO Score beginning in January.