Posted on 30 Aug 2015 | 2,418 views
Raising Credit Scores for Home Loans

While most mortgage applicants know a good credit score is a key element for a loan approval, not everyone realizes raising your credit score by even a few points can make the difference between qualifying for a mortgage or not. In addition, if you are applying for a conventional mortgage rather than an FHA-insured home loan, you can pay a lower interest rate if you are able to boost your credit score into the next level.

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Fico Scores »

Posted on 1 Sep 2015 | 236 views
5 Habits of Credit Card Users With High Credit Scores

Aiming for a perfect credit score might seem like you’re trying to attain the unattainable, but hitting the coveted 850 FICO score isn’t impossible. A dedicated few find a way to obtain it by taking such steps as acquiring and maintaining good financial behaviors, monitoring their credit, and using only a small percentage of their available credit each month.

Rebuilding Credit »

Posted on 31 Aug 2015 | 3,347 views
Do Checking and Savings Accounts Help Establish Credit?

In this day and age, just about every facet of life is connected to your creditworthiness. It’s not just about buying a home or car anymore. Employers check credit reports to see if you are trustworthy. Insurance companies tie premiums to your credit rating. Even landlords check credit ratings to see if you pay your bills on time. Establishing credit helps you get the best deals of life’s big purchases.

Rebuilding Credit »

Posted on 31 Aug 2015 | 294 views
Target Black Friday 2014 Deals and Target Ad for Black Friday Credit Card

Target Black Friday 2014 deals have been announcement, which featured the standard discounts on toys, movies and electronics, also contained a bit of a surprise — Target is running a gift card promotion on Black Friday 2014.

Fico Scores »

Posted on 30 Aug 2015 | 22,341 views
Fix Your Credit FICO Score in a Hurry With a Rapid Rescore

A few credit score points can mean the difference between a good mortgage rate, a lousy one or getting a loan at all. But take heart — If errors are dragging down your score, you can get them fixed, just in time for your much-anticipated closing.

Fico Scores »

Posted on 29 Aug 2015 | 264 views
Open Numerous Credit Cards and Store Credit Card Accounts to Build Your Credit Score

The Strategy — the more credit accounts you have, the higher your available credit and the lower your credit utilization ratio. So when someone offers you the opportunity to apply for a store or credit card, always answer — “Yes, please!”