Credit cards are a great way to build credit, make large purchases, and keep a budget. Not all credit cards are created equal, however. There are secured and unsecured cards, rewards cards, department store cards and traditional credit cards. The Wells Fargo credit card is a traditional credit card programs.

A new credit scoring model will potentially boost scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history. The new scoring model will be used in the latest version of the VantageScore, the credit score created by the three major credit bureaus — Experian, Equifax and TransUnion.

If you have bad (a 500 credit score to 580 credit score) to poor (a 581 credit score to 639 credit score) credit but want to increase your FICO Score by 150 points then read on to find out how to boost your credit score in the next 6 months.

Some credit cards come with absolutely no listed limit, which at first may seem like a good thing.

There are a wide variety of myths floating around about what you should and shouldn’t do to improve your credit reports and credit scores.