Posted on 12 Apr 2019 | 4,861 views
3 Tricks to Raise Your Credit Score

So, you want to improve your poor credit — everyday, thousands of Americans with poor credit are looking for the newest and slickest ways to improve their credit rating. Some settle for the unethical, some even are okay with the illegal. Which ever way you choose, the Internet seems to have answers for anyone.

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Fico Scores »

Posted on 24 Apr 2019 | 1,964 views
Citi Free Credit Scores – Free Citi FICO Credit Score

Citi Free Credit Scores will provide free credit scores to their credit card customers and the bank will begin providing these scores on a monthly basis beginning in January, 2015.

Fico Scores »

Posted on 23 Apr 2019 | 1,473 views
Chase Bank Offering Customers Free FICO Scores in 2015

Following the lead of Discover, Barclay’s and Citibank, Chase Bank will begin offering some of its customers their free FICO Score. This access will help consumers determine where they stand before they apply for credit, apartments, cell phones and more. Here’s what you need to know about FICO Scores and how to access them for free.

Free Credit Report »

Posted on 23 Apr 2019 | 3,853 views
Free Access to Credit Scores Act

Free Access to Credit Scores Act — Consumers already have the ability to request their free credit report once a year, but a credit report does not include your credit score. These two items are often confused to be the same, which they are not. You generally must pay to see your credit score — it’s a three-digit grade that predicts how risky you are to a lender.

Rebuilding Credit »

Posted on 22 Apr 2019 | 1,834 views
Can I File Bankruptcy on Credit Cards Only?

You can file bankruptcy on just credit cards — you must list all of your credit cards and all of your debts when you file bankruptcy. Some people have gotten the wrong idea that bankruptcy help is no longer available for credit cards, medical bills or other categories of bills. The credit card industry spent millions of dollars promoting an anti-debtor message, which resulted in the passage of the pro-creditor bankruptcy amendments, BAPCPA — the myth grew with all the media stories about the law changes.

Credit Repair Letters »

Posted on 22 Apr 2019 | 11,140 views
Equifax, Experian and TransUnion Credit Bureau Contact Information

A credit bureau gathers information about how consumers use credit. In other words, they collect information from as many consumer financial transactions or inquiries as they can. They then sell access to that combined information to anyone who has a legally-recognized reason (permissible purpose).