Posted on 1 Aug 2015 | 7,417 views
Remove a Car Repo From Your Credit Report

Just because you settled with a car loan company after a car repossession, that doesn’t mean that they have to remove it from your Equifax, Experian or TransUnion reports.

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Credit Repair Letters »

Posted on 31 Jul 2015 | 8,144 views
Debt Settlement Sample Letter

Debt settlement, also known as debt arbitration, debt negotiation or credit settlement, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.

Fico Scores »

Posted on 31 Jul 2015 | 1,337 views
Open new Credit Accounts With High Limits to Raise Your FICO Credit Score

Get a credit card with a high limit, keep the balance low and use the credit card to establish a credit history or boost a low credit score. Remember — the more available credit on a credit card, the better.

Rebuilding Credit »

Posted on 30 Jul 2015 | 323 views
Top 10 Credit Repair Services

Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you’ll pay for auto insurance.

Rebuilding Credit »

Posted on 29 Jul 2015 | 290 views
Is Refinancing With Bad Credit the Same as a Second Mortgage

A second mortgage is a type of loan which is secured against the same assets as the first mortgage (e.g. your house) but which is based on the equity accumulated within the property. Though difficult to qualify for a mortgage with bad credit, second mortgages may be the answer for some borrowers looking to improve their credit scores while taking out a loan and making timely payments on that loan.

Fico Scores »

Posted on 29 Jul 2015 | 1,787 views
How Auto Insurance Companies use Your Credit Score to Determine how Much you pay for Your Auto Insurance Rates

Insurance companies can use use drivers’ credit scores and personal credit score information to determine how much to charge for auto insurance rates.