Posted on 25 Mar 2015 | 4,976 views
49 FICO Credit Score Ratings the Lenders Use

The credit score you get isn’t always the same score a lender looks at when deciding whether to give you a mortgage, credit card or auto loan.

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Free Credit Report »

Posted on 29 Mar 2015 | 1,755 views
Get Your FICO Score for Free

So, what is a FICO Score? It’s a number that is formulated based on your credit history helping lenders evaluate your credit risk. Your FICO Score is used to determine credit offers and interest rates — and now it’s free for you to view.

Credit Repair Letters »

Posted on 28 Mar 2015 | 1,074 views
Sample Credit Letter for no Response to a Dispute Letter

So, it’s been 30 days since I sent my dispute letter to one of theĀ 3 major credit bureaus and no response. How can I know if they’re doing something, did something, still yet to do something, or if they’re just simply ignoring me? Are they even allowed to just ignore people? What should I do?

Rebuilding Credit »

Posted on 28 Mar 2015 | 185 views
Credit Score Needed for a Wells Fargo Credit Card

Credit cards are a great way to build credit, make large purchases, and keep a budget. Not all credit cards are created equal, however. There are secured and unsecured cards, rewards cards, department store cards and traditional credit cards. The Wells Fargo credit card is a traditional credit card programs.

Rebuilding Credit »

Posted on 27 Mar 2015 | 1,630 views
What to do if You are a Victim of Identity Theft

If you find yourself a victim of identity theft, you can take some steps to minimize the damage and protect yourself against future theft in the process. It’s important to react as soon as you discover that a theft has taken place, so that thieves don’t have more time than necessary to completely destroy your finances or cause you a lot of problems.

Fico Scores »

Posted on 26 Mar 2015 | 1,089 views
Closing a Credit Card you Have had the Longest Won’t Lower Your FICO Score

When you close the credit-card account that you’ve had the longest, it will lower the average age of your credit accounts and drag down your FICO Score.