Posted on 23 Jun 2017 | 16,670 views
The Secret Credit Scores Lenders Use

Credit Scoring is a mathematical formula that generates your bill payment history and general financial habits into a tidy package used by lenders to help decide how worthy you are of a loan and how much it will cost.

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Fico Scores »

Posted on 22 Jun 2017 | 2,173 views
Open new Credit Accounts With High Limits to Raise Your FICO Credit Score

Get a credit card with a high limit, keep the balance low and use the credit card to establish a credit history or boost a low credit score. Remember — the more available credit on a credit card, the better.

Rebuilding Credit »

Posted on 22 Jun 2017 | 2,309 views
Top 10 Credit Repair Services

Your credit score and credit history are extremely important pieces of information. They are used to determine how much home you can afford; what your payments will be on your car; whether you qualify for credit cards; and even how much you’ll pay for auto insurance.

Rebuilding Credit »

Posted on 21 Jun 2017 | 1,343 views
Is Refinancing With Bad Credit the Same as a Second Mortgage

A second mortgage is a type of loan which is secured against the same assets as the first mortgage (e.g. your house) but which is based on the equity accumulated within the property. Though difficult to qualify for a mortgage with bad credit, second mortgages may be the answer for some borrowers looking to improve their credit scores while taking out a loan and making timely payments on that loan.

Fico Scores »

Posted on 20 Jun 2017 | 2,601 views
How Auto Insurance Companies use Your Credit Score to Determine how Much you pay for Your Auto Insurance Rates

Insurance companies can use use drivers’ credit scores and personal credit score information to determine how much to charge for auto insurance rates.

Rebuilding Credit »

Posted on 20 Jun 2017 | 1,642 views
Credit Card Minimum Credit Scores Needed for Store Credit Cards Requirements

Minimum FICO credit score requirements for store credit cards are different for approval from store to store. While credit card companies do not disclose their credit requirements, we can estimate credit requirements for a particular card based upon surveys of previous applicants’ experiences applying for the particular credit card.