If you’re one of the many people who prefer not to carry credit cards, the Sleep Country no credit needed plan may be right for you! You can apply online now and if you’re approved, simply bring in your application’s approval number, a copy of your photo ID, and the required items listed in the FAQ section below to the Sleep Country store nearest you.

The Lane Bryant credit card will allow you to save money and earn rewards at one of America’s top plus-size women’s fashion retailers. They are especially known for their plus-size line of sexy lingerie Cacique which offers lacy bras, panties, and other intimates. Lane Bryant has been in existence for over 100 years, opening its first store in 1901. Though it is not a standard credit card — not being affiliated with Visa or MasterCard, there are still benefits to having a Lane Bryant credit card.

The Neiman Marcus Credit Card is offered and administered by Capital One. The store offers upscale jewelry, accessories, apparel, beauty, and exquisite home products to affluent customers and the high-end nature of the chains target market is also reflected in the rewards scheme and bonuses attached to the Neiman Marcus credit card.

Consumer credit transactions are regulated both at the Federal and the State level. While there is considerable variation among State laws governing consumer credit transactions, most are based on Federal laws and various versions of State laws covering several standard areas.

Citi Free Credit Scores will provide free credit scores to their credit card customers and the bank will begin providing these scores on a monthly basis beginning in January, 2015.