Posted on 22 Oct 2014 | 4,331 views
49 FICO Credit Score Ratings the Lenders Use

The credit score you get isn’t always the same score a lender looks at when deciding whether to give you a mortgage, credit card or auto loan.

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Credit Repair Letters »

Posted on 23 Oct 2014 | 1,104 views
Where do I Dispute and Correct Errors in my Credit History?

If you find errors or inaccuracies in your credit history file, you will have to submit a dispute letter or request to each of the credit bureaus on which the mistake appears. In some cases you may be able to dispute the error with online forms, but in some cases you’ll have to submit a letter with your corroborating documents.

Fico Scores »

Posted on 22 Oct 2014 | 945 views
Closing a Credit Card you Have had the Longest Won’t Lower Your FICO Score

When you close the credit-card account that you’ve had the longest, it will lower the average age of your credit accounts and drag down your FICO Score.

Fico Scores »

Posted on 21 Oct 2014 | 1,404 views
A Store Credit Card That Doesn’t Require Payments for Six Months Will Lower Your Credit Score

You charged thousands of dollars’ worth of appliances to a store credit card that doesn’t require payments for six months. As long as you make the payments in six months, your Credit Score will not be affected.

Rebuilding Credit »

Posted on 20 Oct 2014 | 1,682 views
Bad Credit Subprime Credit Card Lenders

Credit card issuers are ramping up lending to consumers with poor credit but borrowers beware — the terms aren’t always going to be good. Lending to subprime consumers — typically those with a FICO credit score of below 660 — climbed 41% last year, with banks issuing 1.1 million new credit cards to riskier consumers, a four-year high, according to a recent report from credit reporting agency Equifax.

Rebuilding Credit »

Posted on 20 Oct 2014 | 18 views
Bad Credit Auto Lender now Offers no Credit Check Auto Loans Without a Co-Signer

Many car shoppers find they are unable to get a car loan without the help of a co-signer. This is not the case anymore with the help of Complete Auto Loans. The bad credit auto lender now makes getting an auto loan easy, no matter your credit history or inability to use a co-signer.