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Posted on 20 May 2017 | 9,494 views

Equifax, Experian and TransUnion Credit Bureau Contact Information

A credit bureau gathers information about how consumers use credit. In other words, they collect information from as many consumer financial transactions or inquiries as they can. They then sell access to that combined information to anyone who has a legally-recognized reason (permissible purpose).

If your phone request to receive a copy of your “Credit Report” gets lost, you’ll have to write to them anyway. If your letter is after 30 days of being denied credit, denied employment or denied insurance, you might have to pay for the report. It would be a good idea to mention in your letter the date that you requested the report by phone. Your written request should contain proof of your identity and current address, such as your driver’s license and a copy of a utility bill.

Here is the main address and telephone number for each of the three major credit bureaus.

Equifax
P.O. Box 740241
Atlanta, GA 30374
1-800-685-1111

Experian
P.O. Box 2002
Allen, TX 75013
1-888-397-3742

TransUnion
P.O. Box 1000
Chester, PA 19022
1-800-888-4213


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