Sample Credit Letter for no Response to a Dispute Letter
So, it’s been 30 days since I sent my dispute letter to one of the 3 major credit bureaus and no response. How can I know if they’re doing something, did something, still yet to do something, or if they’re just simply ignoring me? Are they even allowed to just ignore people? What should I do?
Wait 45 days and then send off a “No Response to a Dispute Letter” to the credit bureaus.
Your Street Address
Your City, State ZIP Code
Credit Bureau Name
Their Street Address
Their City, State ZIP Code
Dear Credit Bureau,
On (Date letter was sent), I sent you a letter requesting several items be investigated on my credit report. Please see the enclosed copy.
To date, I have received no response from you. Under The Fair Credit Reporting Act you are required to respond within a “reasonable period of time” — please do so.
Your cooperation and prompt attention are greatly appreciated.