Home » Credit Repair Letters
Posted on 28 April 2017 | 15,583 views

Sample Letter Requesting a Copy of Your Credit Report

The information in your credit report determines in large part what kind of credit, from car loans to credit cards to mortgages, you’ll be able to get. Federal law gives you the right to know what consumer credit information is collected on you and you need to exercise that right.

Check your “Credit Report” periodically to ensure that all the information is correct and to guard against your credit being assumed by identity thieves. You can be very aggressive with your credit management and pull your score with some regularity. Or you can take a more passive approach, checking once a year to see the status of your credit. Regardless of which approach you take, it’s not hard to get a copy of your credit report.

Many people, however, prefer the old-fashioned mail system when it comes to dealing with transmission of personal financial data. If you are more comfortable asking for a copy via a letter, then simply use this form and send a separate letter to each credit reporting agency.

Your Name
Your Street Address
Your City, State ZIP Code

Credit Bureau Name
Their Street Address
Their City, State ZIP Code

05/06/1990

Dear Credit Bureau,

Please send me a copy of my credit report.

Your full name
Your birth-date
Your Social Security number
Your current address
Your former address

Enclosed, also please find a photocopy of my driver’s license and utility bill showing my current address, and a photocopy of my Social Security card.

Please send the credit report as soon as you can. Thank you.

Sincerely,

Your Signature

Your Name

There are three major credit reporting bureaus: Experian, TransUnion and Equifax. You should get a copy of your credit report from each of them.


Social Media!

  • Facebook
  • Twitter
  • Delicious
  • LinkedIn
  • StumbleUpon
  • Technorati
  • Mixx
  • Pinterest
  • Google Plus
  • Reddit
  • BlinkList
  • Blogger
  • Tumblr
  • Digg



Tags: , , , , , , , , , , , , ,

Rate This Article!
1 Star2 Stars3 Stars4 Stars5 Stars (No Ratings Yet)
Loading...Loading...

3 Comments »

  • Jessica Johnson said:


    Sample Letter Requesting a Copy of Your Credit Report http://t.co/r8PRo3Dk

  • robot zodiac super g said:


    Hello there, just became aware of your blog through Google, and found that it is really informative. I’m gonna watch out for brussels. I’ll appreciate if you continue this in future. Many people will be benefited from your writing. Cheers!

  • sample Letters said:


    Can you provide me more samples where i can understand it more precisely and implement in a another letter!
    sample Letters recently posted..Welcome a New Employee LetterMy Profile

Leave your response!

Add your comment below, or trackback from your own site. You can also subscribe to these comments via RSS.

Be nice. Keep it clean. Stay on topic. No spam.

You can use these tags:
<a href="" title=""> <abbr title=""> <acronym title=""> <b> <blockquote cite=""> <cite> <code> <del datetime=""> <em> <i> <q cite=""> <s> <strike> <strong>

This is a Gravatar-enabled weblog. To get your own globally-recognized-avatar, please register at Gravatar.

CommentLuv badge

Why ask?