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Posted on 20 June 2019 | 1,713 views

Credit Card to get a 4K TV on Black Friday With Bad Credit Score

The credit limit is the maximum amount of money you may charge on your credit card. This limit is mainly determined by your credit risk. So, it depends on the terms of your card, on your income and may be changed according to your credit history.

If you prove to be a good credit payer, you’ll be given a higher limit. That’s why before applying for a card consider your credit report and estimate your financial state. If your score is poor (below 620), your limit probably won’t be very high.

Generally initial limit for bad score amounts to several hundred dollars. Keep in mind that the limit is not a constant figure, it may change as your score changes. That’s why if you want the higher limit you must use your credit lightly, pay all the bills on time and keep your score as high as possible. In this case you’ll be able to apply for the best credit cards with the highest limits.

Capital One Platinum Credit Card

The Capital One Platinum Credit Card is geared for people that have less than perfect credit and this credit card usually has credit limits as high as $3000 as long as you don’t have any delinquencies on your credit report. After the 6 months of making purchases and paying the balance either in full, or leaving a small balance they typically will raise your credit limit to $3000, which can then raise your credit score by as much as 100 points.

Credit Card to get a 4K TV on Black Friday With Bad Credit Score

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