Macy’s Credit Card is provided by Department Stores National Bank for Macy’s customers. Interested customers can apply for a card online. Current cardholders can log into their online account to view their account information, pay their bill, manage their account and more. Cardholder benefits include discounts and special offers at Macy’s stores. Macy’s Credit Card is accepted at any Macy’s store.

Approvals for a $400 credit limit with credit scores in the mid 600’s is not uncommon with people being denied for online applications and approved when applying in the store. Some people have received a Macy’s credit card with credit scores in the 600 to 620 range on their credit report starting with $100 credit limits.

Distribution of credit scores for cardholders of Macy’s Credit Card

Credit Score Range 551 to 600 — 9%
Credit Score Range 601 to 650 — 19%
Credit Score Range 651 to 700 — 25%
Credit Score Range 701 to 750 — 21%

Average Approved Credit Score for the Macy’s Credit Card is 662

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Tags: $100 Credit Limit, $400 Credit Limit, 662 FICO Score, Approved When Applying in the Store, Average Approved Credit Score, Credit Report, Credit Score Range, Denied for Online Applications, Macys Credit Card

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