Not Paying Library Fines can Hurt Your Credit Score
Years ago, owing the library a few dollars wasn’t a big deal. Today, with local budgets in a pinch, everyone is trying to find ways to make more money and fund valuable community services.
This means that some libraries are sending even the most trivial of debts over to collection agencies.
Those agencies tack on their own fees and penalties, report the debt to the bureaus, and that can have a devastating effect on your credit.