Credit Score Needed for Gap Store Credit Card
The Gap Credit Card is issued by GE Money Bank (GEMB) for Gap customers. Cardholders can enjoy benefits such as notice of advance sales, discounts, and online account access. Gap Credit Cards can be used at Gap affiliates including Old Navy, Banana Republic, Piperlime, and Athleta. Members can manage their credit card account information anytime using the online account system. Online access allows card-members to review balances, make payments, check rewards, add authorized users, and receive paperless statements.
Credit limits of up to $500 are generally offered to first time applicants with credit scores around 650 is not uncommon with the Gap in-store credit card — being able to get a credit limit of $1500 after 9 months of on-time monthly payments. It is also relatively easy to qualify for this credit card with a credit score of 700 or above generally getting you automatic approval. Some people have received a Gap credit card with a credit score of 627 with no delinquencies starting with $200 credit limits, pushing their credit score up 25 points.
Distribution of credit scores for cardholders of Gap Credit Card
Credit Score Range 551 to 600 — 5%
Credit Score Range 601 to 650 — 15%
Credit Score Range 651 to 700 — 39%
Credit Score Range 701 to 750 — 29%
Average Approved Credit Score for the Gap Credit Card is 650
Tags: $200 Credit Limit, 627 Credit Score, 650 Credit Score, Average Approved Credit Score for the Gap Credit Card is 650, Credit Limit Increase After 9 Months of On-Time Monthly Payments, Credit Score Needed for Gap Store Credit Card, GAP, Gap Affiliate Banana Republic, Gap Credit Cards can be Used at Gap Affiliates, Gap Credit Limit for In-Store Credit Card, Gap Store 1500 Credit Limit, GE Money Bank