Credit Score Needed for Toys R Us Store Credit Card
The Toys R Us Credit Card is serviced by GE Capital Retail Bank for customers of both Toys R Us and Babies R Us. Card-members can gain rewards benefits for special offers and coupons redeemable at Toys R Us and Babies R Us stores. Online account management is available for 24-hour access to statements, payments, and balances.
Credit limits of up to $500 are generally offered to first time applicants with credit scores around 650 is not uncommon with the Toys R Us credit card. It is also relatively easy to qualify for this credit card with a credit score of 725 or above generally getting you automatic approval. Some people have received a Toys R Us credit card with a credit score of 626 with no delinquencies starting with $200 credit limits, pushing their credit score up 20 points.
Distribution of credit scores for cardholders of Toys R Us Credit Card
Credit Score Range 551 to 600 — 8%
Credit Score Range 601 to 650 — 19%
Credit Score Range 651 to 700 — 33%
Credit Score Range 701 to 750 — 29%
Average Approved Credit Score for the Toys R Us Credit Card is 650
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