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Posted on 11 October 2019 | 2,089 views

Where to get Your Real Free FICO Credit Score

Where to get Your Real Free FICO Credit Score — consumers can get their first truly free credit score if they’re credit-card holders at First National Bank of Omaha or Barclaycard, two of the 10 largest issuers of credit cards in the U.S.

The free scores which customers can see updated every month are the actual FICO scores used by the lender to grant or deny credit and set interest rates, not the myFICO, PLUS, VantageScore, or other so-called “educational” scores sold to consumers — which are not actually used by any lenders.

FICO expects other lenders that use its scores to follow Barclaycard’s and FNBO’s lead — the Free Access to Credit Scores Act, introduced in both houses of Congress last Spring, would give consumers a legal right to the actual credit scores used by lenders.

Read: Walmart’s Free Credit Score Online is Your Real FICO Credit Score

Where to get Your Real Free FICO Credit Score

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