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Posted on 11 July 2016 | 1,458 views

Zales Credit Score Needed for Store Credit Card

Zales are known for their quality merchandise offered at affordable prices, and sell both used and new jewelry, all of which can be personalized. Card holders receive a variety of credit options, insurance and the usual online account management advantages. If you like to shop at Zales, then you might want to consider getting the Zales Credit Card.

There is no reason to think that this standard is set in stone however, as other factors are taken into consideration during the processing of your Zales credit card application. If you have a good job and a decent annual income, it is possible to be approved with a lesser credit score.

Approvals for a $3000 credit limit with credit scores over 700 is not uncommon. Some people have received a Zales credit card with credit scores in the 601 to 650 range with no delinquencies starting with $600 credit limits, pushing their credit score up 35 points.

Read: Kay Jewelers Credit Card Requires a 635 Credit Score

Distribution of credit scores for cardholders of Zales Credit Card

Credit Score Range 551 to 600 — 10%
Credit Score Range 601 to 650 — 24%
Credit Score Range 651 to 700 — 31%
Credit Score Range 701 to 750 — 35%

Average Approved Credit Score for the Zales Credit Card is 650

Zales Credit Score Needed for Store Credit Card


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