3 Tricks to Raise Your Credit Score
So, you want to improve your poor credit — everyday, thousands of Americans with poor credit are looking for the newest and slickest ways to improve their credit rating. Some settle for the unethical, some even are okay with the illegal. Which ever way you choose, the Internet seems to have answers for anyone.
So how do you weed through all the garbage, and bogus claims? How do you find true, ethical, and very legal ways to improving your Poor Credit Rating?
First thing you do is align yourself with someone who’s been there. This is not an area where you want to “Test” what others have “heard” to work. You want someone who’s actually been there and back, and can guide you accordingly.
Simply because I’ve been there and back, very personally, I wanted to share the 3 most important tips I used to improve my poor credit, myself.
1. Make a Customized Plan — I’m not sure how many times I have to say this, but the number one reason people get so disappointed with their credit repair efforts after spending hundreds on repair products is that they neglect to understand one simple fact: You cannot have a one size fits all approach to credit repair!
It’s impossible. There’s simply too many variables on your reports that separate you from everyone else. How in the world can you consider telling everyone to do the same things? You need a customized plan of attack.
2. Stay Completely Organized — This should go without saying, however through the number of people I’ve helped, this has been a barrier to improving poor credit. Seriously, if you aren’t completely organized and have your plan followed as if its tied to rails, you’re going to miss a lot of progress, create a lot of rework, and continually lose time. Many times ending up in frustration leading to quitting your efforts.
I formatted a very cool credit repair Excel spreadsheet to handle my organization. You should highly consider doing something like the same. The difference in time and frustration saved is absolutely amazing.
3. Follow Through With Action Items — This couldn’t be more important. If you’re serious about improving your poor credit, make sure that you make a tight, actionable plan that you can follow, even after putting it down for 30 days. It’s likely you will be pretty revved up after finding a system to follow for improving poor credit, and you’ll do all the starter work. Then after 30 days, time will just wear on you and you’ll be more complacent to pick up your efforts again.
Don’t let this happen to you. Make your action plan easy, simplified, and very achievable. Being organized will help serve you in this way too.
If you and I sat down for lunch one day and you were to ask me the 3 most important things to keep in mind when trying to improve your poor credit rating, these are the 3 I’d share with you. You can have all the tricks and tactics right but if you don’t have a firm foundation for your system, you will likely drop the ball along the way.