Credit Cards That Give Free Credit Scores
Many credit card issuers now offer free credit scores for free every month to their customers. It might not seem like a big deal being able to track your credit score month over month but having a credit card that provides this benefit will help you keep on top of your credit.
Keeping an eye on your credit score is a good way to simultaneously keep an eye out for trouble. Remember, your credit score is determined by the information on your credit report. If you fall victim to identity theft or a credit reporting error, this will eventually be reflected in your credit score. Although you’ll still need to check your three credit reports at least once per year, seeing your score every month is a good early warning system if things start going off the rails.
You really have three FICO credit scores, one from each of the major credit bureaus (Experian, Equifax and TransUnion). If you get a credit card that give you free access to your credit score, the information is provided to your issuer from only one of the three bureaus.
Usually, your credit scores will be pretty similar across all three but if one of your reports contains information (or a mistake) that the other two don’t, the scores could vary a bit and you can take action to correct the error on your credit report.
Credit Card Issuers That Give Free Credit Scores
Barclaycard US – Your TransUnion FICO Credit Score is available anytime you log in to your account online.
Discover – Your TransUnion FICO Credit Score appears on each of your monthly billing statements.
First National – Your Experian FICO Credit Score is available anytime you log in to your account online.
Citi – Starting in January 2015, your Equifax FICO Credit Score will be available any time online.
Wells Fargo – Starting in October through November 2015.
Walmart – Your TransUnion FICO Credit Score.
Tags: Credit Card Issuers now Offer Free Credit Scores, Credit Card That Gives you Free Access to Your Credit Score, Credit Cards That Give Free Credit Scores, FICO Credit Score, Free Credit Scores Every Month From Equifax, Free Credit Scores Every Month From Experian, Free Credit Scores Every Month From TransUnion, Free Experian FICO Credit Score, Free TransUnion FICO Credit Score