Easy Credit Cards to get Approved for
So, you want to rebuild your credit score but you have horrible credit right now — one choice is getting approved for Capital One Rebuilder credit card which usually starts cardholders with a $300 dollar credit limit.
What are other credit cards you can get approved for, if your not worried about credit limits or (AF) annual fees?
The best choice is a secured credit card or non-secured and among bank cards, Orchard Bank is good choice for rebuilding your credit score ($79 AF). The Best Buy Reward Zone MasterCard is helpful too, easy to get approved for and actually provided rewards, which is unusual in a rebuilder credit card ($59 AF).
Some people do stay away from Credit One because they charge daily residuals without a grace period and charge a monthly fee. People are also avoiding First Premier like the plague because they are just insane with their fees and interest rates.
Among other credit cards to avoid, Continental Finance offers 30% APR, $75 AF, $12 monthly fee and 25 cent per transaction fee.
Cards backed by GE Capital Retail Bank (GECRB) have a lot of potential to both grow and be upgraded to normal bank cards, i.e. Visa, MC, Amex, Discover. Also GECRB cards are generally easy approval with a Fico of 600 or above. They usually have (NO ANNUAL FEES) either and credit lines will grow. It is possible to build your revolving credit history with GECRB without paying any fees.
If you see the GE Capital logo on your store credit card, that means it’s financed by GE Capital Retail Bank. The list below provides the stores backed by GECRB.
Amazon, American Eagle, Banana Republic, Belk, Brooks Brothers, Chevron, Dick’s Sporting Goods, Dillard’s, eBay, GAP, Home Shopping Network, Ikea, JCPenney, Kirklands, Linens ‘n Things, Lord & Taylor, Lowe’s, Meijer, Men’s Wearhouse, Mervyns, Modell’s Sporting Goods, Old Navy, PayPal, QVC, Sam’s Club, ShopNBC, Stein Mart, TJX, Walmart
Tags: $300 Credit Limit, Amazon, American Eagle, Banana Republic, Belk, Brooks Brothers, Buy Reward Zone Mastercard, Capital One Rebuilder, Chevron, Continental Finance, Dick's Sporting Goods, Dillard's, Easy Credit Card Approval, eBay, GAP, GE Capital Retail Bank, GECRB, Grace Period, Home Shopping Network, Horrible Credit, Ikea, JCPenney, Kirklands, Linens 'n Things, Lord & Taylor, Lowe's, Meijer, Men's Wearhouse, Mervyns, Modell's Sporting Goods, No Annual Fees, Old Navy, Orchard Bank, PayPal, QVC, Rebuild Your Credit Score, Sam's Club, ShopNBC, Stein Mart, TJX, Walmart