Fico Scores »

Posted on 21 Jun 2019 | 3,162 views
*How to Raise Your Credit Score by 20 Points*

Although 20 points doesn’t seem like much, it can mean a lot when it comes to your credit score. You wouldn’t know it from the consumer side, but there is a world of difference between a credit score of 580 and 600. Your options open up when you increase your credit score by 20 points, and they close up when your credit score decreases — find out how to increase your score by 20 points.

Fico Scores »

Posted on 19 Jun 2019 | 1,677 views
5 Habits of Credit Card Users With High Credit Scores

Aiming for a perfect credit score might seem like you’re trying to attain the unattainable, but hitting the coveted 850 FICO score isn’t impossible. A dedicated few find a way to obtain it by taking such steps as acquiring and maintaining good financial behaviors, monitoring their credit, and using only a small percentage of their available credit each month.

Rebuilding Credit »

Posted on 19 Jun 2019 | 5,812 views
Do Checking and Savings Accounts Help Establish Credit?

In this day and age, just about every facet of life is connected to your creditworthiness. It’s not just about buying a home or car anymore. Employers┬ácheck credit reports to see if you are trustworthy. Insurance companies tie premiums to your credit rating. Even landlords check credit ratings to see if you pay your bills on time. Establishing credit helps you get the best deals of life’s big purchases.

Credit Repair Letters »

Posted on 18 Jun 2019 | 9,855 views
Dispute Letter to Remove Unauthorized Inquiries From Your Credit Report

Whenever a creditor views your credit history, it will appear as an inquiry on your credit report. Too many inquiries can lower your Credit Score, which may cause your credit application to be denied.

Fico Scores »

Posted on 17 Jun 2019 | 1,613 views
Open Numerous Credit Cards and Store Credit Card Accounts to Build Your Credit Score

The Strategy — the more credit accounts you have, the higher your available credit and the lower your credit utilization ratio. So when someone offers you the opportunity to apply for a store or credit card, always answer — “Yes, please!”