Fico Scores »

Posted on 7 May 2019 | 2,475 views
Wells Fargo is Now Offering a Free Credit Score Check

Wells Fargo customers will have free access to one of their credit scores and credit reports until November 16, 2014 in conjunction with the American Bankers Association’s annual campaign “Get Smart About Credit.” It’s the third year of this promotion, according to a news release from Wells Fargo and it requires customers to visit a local bank branch to obtain their personal access codes for the data.

Credit Repair »

Posted on 5 May 2019 | 4,419 views
Top Credit Repair Companies

Everyone knows the value of having a good credit score — apply for mortgages or credit cards and get the lowest interest rate possible because you have a 721 FICO Score. There are also a lot of Americans, especially in today’s economic times, who know how difficult it is to even qualify for those same mortgages and credit cards with a 521 FICO Score.

Rebuilding Credit »

Posted on 4 May 2019 | 13,945 views
Credit Cards to Rebuild Bad Credit and Boost Your FICO Score

Part of rebuilding your credit is proving that you can pay your bills on time. If your bad credit episode left you without any credit cards, you’ll have to open new ones.

Fico Scores »

Posted on 3 May 2019 | 3,199 views
Closing Multiple Zero-Balance Credit Card Accounts Will Lower Your FICO Score

In an effort to clean your cluttered finances, you close three zero balance credit card accounts. Lightening your wallet feels good now, but the potential hit to your FICO Score could weigh you down later.

Fico Scores »

Posted on 3 May 2019 | 2,518 views
Creditors are Making Their own Social Media Credit Score and Credit Report System

CoreLogic and FICO partnered last year to offer lenders an alternative credit score for more predictive scoring, which includes data previously not used in credit scoring, from a borrowers cell phone bill, utilities, payday loan activity, to child support judgments, evictions, property tax liens, the status of homeowner’s association dues, whether or not a borrower is underwater on their current home, or whether a borrower owns other properties that credit agencies typically miss.