Fico Scores »

Posted on 8 Sep 2018 | 3,722 views
What is a Good Fico Credit Score?

A good FICO score is one that exceeds 700. Any amount above that number is generally sufficient to qualify for the lowest available rates on most types of loans, but it is not a one way ticket to being able to take out extraordinarily large loans-your income will have a more significant effect on that.

Rebuilding Credit »

Posted on 8 Sep 2018 | 1,772 views
Why Does my Credit Score Keep Going Down?

The only thing worse than getting a nasty surprise is getting a nasty surprise about your finances. For instance, you check your credit score and discover it’s much lower than you anticipated. You wonder, “What went wrong?”

Credit Repair »

Posted on 7 Sep 2018 | 2,186 views
Does Your Credit Score Need a Tweak? Here’s How!

A credit score is either a blessing or a curse cast down upon you from the digital cloud. A score of 740 qualifies you for the best interest rate on a conventional mortgage. A score under 640 means ugly interest, and a number under 620 makes it very hard to get a mortgage at all.

Credit Repair »

Posted on 7 Sep 2018 | 3,178 views
Consumer Credit Laws for Credit Repair

Consumer credit transactions are regulated both at the Federal and the State level. While there is considerable variation among State laws governing consumer credit transactions, most are based on Federal laws and various versions of State laws covering several standard areas.

Fico Scores »

Posted on 6 Sep 2018 | 1,738 views
Citi Free Credit Scores – Free Citi FICO Credit Score

Citi Free Credit Scores will provide free credit scores to their credit card customers and the bank will begin providing these scores on a monthly basis beginning in January, 2015.