Fico Scores »

Posted on 31 Mar 2019 | 2,703 views
How to Raise My FICO Score

FICO Score is a term used to describe the number assigned to you in relation to your credit. It is simply a number used to represent your financial obligations in relation to your credit history. It is called FICO because this score is determined by software created by Fair Isaac and Company.

Rebuilding Credit »

Posted on 30 Mar 2019 | 1,935 views
Authorized User and Piggybacking a Credit Card

If you’ve been piggybacking on someones credit card as an authorized user for a while, you may wonder if you should bother to get your own credit card. It isn’t necessarily required, but it’s a good idea. Read on to find out what it means to be an authorized user and why you should apply for your own credit card when you can.

Free Credit Report »

Posted on 29 Mar 2019 | 2,664 views
Free Credit Monitoring With Credit Sesame

Credit Sesame is a Website that helps people manage their credit — its offering users free credit monitoring, a service that the big three credit bureaus offer for a fee. However, Credit Sesame monitors information from a single credit bureau — Experian.

Free Credit Report »

Posted on 29 Mar 2019 | 2,000 views
How to Get a Free Credit Score Without a Credit Card

If you’ve ever tried to get your credit score for free, you know that there’s no such thing as a truly free credit score. You’re forced to enter your credit card information and sign up for a free trial of a service, just so you can forget to cancel and get charged for a service you don’t want. Though you can get a free credit report easily with no credit card, one popular website, Credit Karma, allows you to retrieve your credit score without providing any payment information.

Fico Scores »

Posted on 28 Mar 2019 | 1,605 views
Expect to see More Free Credit Scores Coming in 2015

About a year ago, a few credit card issuers began sharing FICO Scores or VantageScores with their customers as part of their monthly statements. As competition heats up, more credit card issuers are now offering customers’ credit scores for free.