Fico Scores »

Posted on 8 Aug 2017 | 2,442 views
Why Your Credit Score Hates Halloween, Thanksgiving and Christmas

You and I might revel in the crisp autumn weather, but your credit score hates this time of year. The reason? Starting in October and continuing through the next 90 days, many households dramatically increase their spending.

Credit Repair »

Posted on 6 Aug 2017 | 2,371 views
How to Raise Your Credit Score 40 Points in 24 Hours

Have you ever seen your credit score crash? Sometimes at the last minute? We’ve all been surprised by credit reports that weren’t as great as we wanted them to be. This is how to make sure your credit report is headed in the right direction, especially if your going to get a home loan mortgage in the next 30 days.

Rebuilding Credit »

Posted on 5 Aug 2017 | 1,102 views
Can I File Bankruptcy on Credit Cards Only?

You can file bankruptcy on just credit cards — you must list all of your credit cards and all of your debts when you file bankruptcy. Some people have gotten the wrong idea that bankruptcy help is no longer available for credit cards, medical bills or other categories of bills. The credit card industry spent millions of dollars promoting an anti-debtor message, which resulted in the passage of the pro-creditor bankruptcy amendments, BAPCPA — the myth grew with all the media stories about the law changes.

Fico Scores »

Posted on 5 Aug 2017 | 3,125 views
Is a FICO Score the Same as my Credit Score?

A FICO Score is a brand of credit score — FICO stands for Fair Isaac Corporation and Fair Isaac is the company that developed the software program used by the credit bureaus to compile and calculate credit scores for U.S. consumers.

Fico Scores »

Posted on 4 Aug 2017 | 4,059 views
Avoid These 5 Credit Score Disasters

Having at least a 721 credit score will give you a chance to secure some of the best financing options on the market, get preferred interest rates on loans and credit cards, and have more negotiating power when you’re talking terms with a prospective lender.