Fico Scores »

Posted on 8 Sep 2019 | 4,748 views
Your FICO Score Could Lose 50 Points by not Following This Credit Card Strategy

Borrowing money today requires impressing an increasingly hard-to-please crowd. With creditors of all kinds more cautious than ever, you need an A+ application to land the best terms — and that means an A+ credit score, the number lenders use to judge your risk of default.

Rebuilding Credit »

Posted on 7 Sep 2019 | 1,784 views
Sleep Country no Credit Check Needed Plan

If you’re one of the many people who prefer not to carry credit cards, the Sleep Country no credit needed plan may be right for you! You can apply online now and if you’re approved, simply bring in your application’s approval number, a copy of your photo ID, and the required items listed in the FAQ section below to the Sleep Country store nearest you.

Fico Scores »

Posted on 7 Sep 2019 | 3,646 views
Have at Least Three Open Accounts to Raise Your FICO Credit Score

Having more than one credit account can boost your credit score. If possible, strive for at least three good accounts.

Credit Repair Letters »

Posted on 6 Sep 2019 | 2,892 views
Sample Credit Repair Letter for Items in Credit Reports Belonging to a Former Spouse

One of the major casualties of divorce is the damage incurred to both party’s credit. Not only do you incur the expense of divorce proceedings and attorneys, but divorce can send you spiraling into bankruptcy. Until your former spouse’s information is completely irradiated from your credit file, his or her mistakes with money can also reflect on your credit score. This is why it is advisable to take the following steps sooner rather than later.

Fico Scores »

Posted on 5 Sep 2019 | 10,430 views
Credit Card Balance Transfers can Help Your Credit Score

A 0% balance transfer offer can seem like an amazing way to eliminate credit card interest payments. Yet some credit card users remain concerned that taking advantage of these offers will hurt their credit score. In fact, the opposite may be true as there are several reasons why receiving a 0% APR balance transfer credit card may actually improve one’s credit score.