Rebuilding Credit »

Posted on 13 Mar 2017 | 949 views
How to Build an Excellent Credit Score

Building and maintaining an excellent credit score helps consumers save money when they need to obtain a loan. The higher your credit score, the more lenders are willing to give you a lower interest rate, which means consumers can save additional money down the road.

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Posted on 13 Mar 2017 | 1,600 views
Credit Score Needed for Toys R Us Store Credit Card

The Toys R Us Credit Card is serviced by GE Capital Retail Bank for customers of both Toys R Us and Babies R Us. Card-members can gain rewards benefits for special offers and coupons redeemable at Toys R Us and Babies R Us stores. Online account management is available for 24-hour access to statements, payments, and balances.

Fico Scores »

Posted on 12 Mar 2017 | 1,122 views
How to get Your Credit Report for Free

Good news for those resolving to keep a close eye on their credit history in 2015: There’s no need to pay a dime to do so. It’s never been easier for consumers to get a hold of their credit scores or credit reports for free. Major credit card issuers, including Discover and Capital One, offer cardholders a monthly look at their three-digit scores, which are used by lenders to gauge your financial health.

Fico Scores »

Posted on 11 Mar 2017 | 974 views
Free Access to Your FICO Credit Score in 2015

Millions more people will have free access to their FICO credit score this year. That’s good news for consumers, since the number is widely used by lenders to check potential borrowers’ financial health.

Fico Scores »

Posted on 11 Mar 2017 | 3,712 views
Un-Paid Utility Bills Will Damage Your Credit Report and Lower Your FICO Score 100 Points

Your credit score report can be affect by more than your available credit history. We talk about how credit cards, mortgages, car loans, and any type of loan that reports to all 3 credit bureaus will affect your credit score. We don’t always talk about utility companies and how they can have a negative impact on your credit report. Here are utility companies I like to consider non-creditors. In other words these companies don’t give you a line credit, they just provide a service.