Rebuilding Credit »

Posted on 6 Nov 2018 | 1,764 views
Best Credit Cards Deals for Minimum Store Credit Score Requirements Credit Score Needed

The minimum credit score needed for approval varies by store credit card, but it’s not the only criteria used. For example, someone with a low credit score simply because they are new to credit will probably be looked upon more favorably than someone with a low score due to late payments or a charge off.

Rebuilding Credit »

Posted on 5 Nov 2018 | 1,643 views
How to Remove Medical Debt From Your Credit Report

When an individual gets into a serious accident or incurs a large sum of medical bills from an illness, it can be hard to repay the debts before the hospital turns the debts over to a collection agency. Once the debts are at a collection agency, they are placed as line items on that individual’s credit report.

Fico Scores »

Posted on 4 Nov 2018 | 5,008 views
7 Things you Probably Didn’t Know Affected Your Credit Score

All Credit Reports are Not Created Equal — This means that your interest rate is somewhat dependent on whichever credit report your lender uses. This may not sound significant but a few points could mean the difference between being classified from the no credit risk category to the some Credit Risk category or even the default credit risk category. This could mean having several percentage points added to your loan.

Fico Scores »

Posted on 3 Nov 2018 | 2,728 views
*How to Raise Your Credit Score by 20 Points*

Although 20 points doesn’t seem like much, it can mean a lot when it comes to your credit score. You wouldn’t know it from the consumer side, but there is a world of difference between a credit score of 580 and 600. Your options open up when you increase your credit score by 20 points, and they close up when your credit score decreases — find out how to increase your score by 20 points.

Fico Scores »

Posted on 1 Nov 2018 | 1,431 views
5 Habits of Credit Card Users With High Credit Scores

Aiming for a perfect credit score might seem like you’re trying to attain the unattainable, but hitting the coveted 850 FICO score isn’t impossible. A dedicated few find a way to obtain it by taking such steps as acquiring and maintaining good financial behaviors, monitoring their credit, and using only a small percentage of their available credit each month.