Rebuilding Credit »

Posted on 26 Nov 2017 | 1,098 views
Rebuild Your Credit Score Without Using Credit Cards

Rebuilding your credit score is important and if you ever plan on applying for a car loan or credit card, you’ll need to prove you are responsible when it comes to paying off your debt. That’s where your credit score comes in — the higher your credit score, the more opportunities you’ll have to get a loan at a low rate.

Credit Repair »

Posted on 25 Nov 2017 | 1,932 views
5 Steps to Fix Bad Credit

Most people are aware of the importance of a good credit score. Not only is it necessary for better rates when getting loans, but the application of the credit score as a measure of how “good” someone is has been extended to employees, renters, medical positions and so on. As such, it is vital to maintain a good credit score.

Credit Repair Letters »

Posted on 25 Nov 2017 | 3,402 views
Sample Credit Letter for Inaccurately Reported Items After Investigation Request

It’s very common for credit reports to contain errors. Anything from inaccurate late payments to accounts that aren’t yours or maybe even a falsely reported bankruptcy could mistakenly end up on your credit report. Because so many businesses use your credit report to make decisions about you. It’s important that your credit report is accurate.

Fico Scores »

Posted on 24 Nov 2017 | 2,065 views
Credit Score Needed for Pier One Imports Store Credit Card

You can apply for the Pier One card online or in any of their stores. If you apply in one of their shops you may receive instant approval and be able to use your card immediately. An online application may take 2 weeks to process. If your credit score is in the 600-700 range you shouldn’t have a problem getting approved, but keep in mind that other factors are considered in the approval process.

Rebuilding Credit »

Posted on 24 Nov 2017 | 13,636 views
Student Loan Debt Default Versus Student Loan Forgiveness

If you’re thinking you can settle your student loan debt for 40% to 60% less than what you currently owe, think again. Student loans are nearly impossible to discharge in bankruptcy and therefore just as difficult to settle. If you’ve defaulted on your student loans, your best option is to figure out how to get caught up. Otherwise, you could be sued for the debt.