Rebuilding Credit »

Posted on 10 Mar 2017 | 975 views
Bad Credit Car Loans Minimum FICO Credit Score Needed for Approval

You need to have a firm understanding of the minimum credit score for auto loan — applying for a car loan without such basic knowledge will hurt your chances.

Credit Repair »

Posted on 9 Mar 2017 | 2,187 views
Techniques for Obtaining and Exploiting Personal Information for Identity Theft

Identity theft is a form of stealing someone’s identity in which someone pretends to be someone else by assuming that person’s identity, typically in order to access resources or obtain credit and other benefits in that person’s name. The victim of identity theft (here meaning the person whose identity has been assumed by the identity thief) can suffer adverse consequences if they are held accountable for the perpetrator’s actions.

Rebuilding Credit »

Posted on 8 Mar 2017 | 2,954 views
Bad Credit Subprime Credit Card Lenders

Credit card issuers are ramping up lending to consumers with poor credit but borrowers beware — the terms aren’t always going to be good. Lending to subprime consumers — typically those with a FICO credit score of below 660 — climbed 41% last year, with banks issuing 1.1 million new credit cards to riskier consumers, a four-year high, according to a recent report from credit reporting agency Equifax.

Free Credit Report »

Posted on 8 Mar 2017 | 1,703 views
How to get Your Credit Score for Free Online

The credit bureaus are more than happy to charge you for your credit score, but you don’t need to pay if you know where to look. There are two major online companies right now which offer consumers a free credit score based on the information found in their credit reports. To be clear, these are not the FICO credit score, which is the industry standard. But the scores are based on the same data and should be a good representation of your FICO score.

Credit Repair Letters »

Posted on 7 Mar 2017 | 9,569 views
Debt Settlement Sample Letter

Debt settlement, also known as debt arbitration, debt negotiation or credit settlement, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.