Fico Scores »

Posted on 4 Jul 2019 | 5,152 views
Avoid These 5 Credit Score Disasters

Having at least a 721 credit score will give you a chance to secure some of the best financing options on the market, get preferred interest rates on loans and credit cards, and have more negotiating power when you’re talking terms with a prospective lender.

Rebuilding Credit »

Posted on 3 Jul 2019 | 2,672 views
Credit Score Needed for a Wells Fargo Credit Card

Credit cards are a great way to build credit, make large purchases, and keep a budget. Not all credit cards are created equal, however. There are secured and unsecured cards, rewards cards, department store cards and traditional credit cards. The Wells Fargo credit card is a traditional credit card programs.

Fico Scores »

Posted on 2 Jul 2019 | 2,752 views
New Credit Score Model Will Help Establish Credit for Millions

A new credit scoring model will potentially boost scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history. The new scoring model will be used in the latest version of the VantageScore, the credit score created by the three major credit bureaus — Experian, Equifax and TransUnion.

Rebuilding Credit »

Posted on 2 Jul 2019 | 3,013 views
Credit Cards With no Limit can Hurt Your Credit Score

Some credit cards come with absolutely no listed limit, which at first may seem like a good thing.

Fico Scores »

Posted on 1 Jul 2019 | 5,305 views
Bounced Checks or Non Sufficient Funds (NSF) Checks can be Sent to a Collection Agency and Damage Your Credit Score

NSF checks (Non Sufficient Funds), also referred as a bounced check are considered bad and will end up on your credit report — lowering your FICO Score and preventing you from obtaining credit.