0% APR Balance Transfer Credit Cards
Despite the middling economy, a number of credit card companies continue to offer generous 0% APR balance transfer deals and some companies have straightforward offers that last a full 18 months.
Others advertise 0% APR balance transfers that can last up to a certain number of months, but only grant the longest advertised rates to consumers with 800+ credit scores. Be sure to read the fine print so you can avoid these less than ideal balance transfer offers.
Transferring balances to a credit card that offers a 0% APR on balance transfers for 18 months or more can provide substantial savings.
If you have $5,000 in credit card debt and an interest rate of 15%, an 18 month balance transfer could save you as much as $700 in interest. Using the money you save, it is possible to reduce credit card debt by close to 50% during the course of your 0% APR balance transfer.
Below you can compare the details of leading 0% APR balance transfer credit cards. Once you’ve found the right card, click apply to access the online application and start saving money on interest.
Citi Diamond Preferred Card — Offers the longest 0% intro rate on balance transfers and purchases with 0% APR for 18 months.
Slate from Chase — Offers a 0% intro APR for 15 months on purchases and balance transfers and charges no fees on balance transfers.
Citi Dividend Platinum Select Visa Card — Offers a 0% APR on balance transfers and purchases for 12 months & $100 cash back after $500 in purchases within 3 months of account opening.