*Credit Score Needed for a Best Buy® Reward Zone® MasterCard® Credit Card*
The Reward Zone® MasterCard® is serviced by Capital One, N.A., for Best Buy® customers. Cardholder benefits may include special finance offers, points towards the Reward Zone® program, and online account management. Credit cards can be used online or in stores nationwide and for select countries worldwide.
Even with a bad credit history, Best Buy is willing to consider consumers (even with the hard inquiry you will get) and qualify you with a 595 Experian Credit Score.
Some people have been approved with a credit score of 570 with a $100 credit limit to start. Fair Issac (FICO) doesn’t know or care whether your credit line is $100 or $1000 — if you keep your credit utilization under 30% and pay on time, your credit score will increase!
An Experian Credit Score of 643 is getting people a $1500 credit limit.
Distribution of credit scores for cardholders of Best Buy® Reward Zone® MasterCard® Credit Card
Credit Score Range 551 to 600 — 10%
Credit Score Range 601 to 650 — 21%
Credit Score Range 651 to 700 — 27%
Credit Score Range 701 to 750 — 22%
Average Approved Credit Score for the Best Buy® Reward Zone® MasterCard® Credit Card is 644
Tags: $100 Credit Limit, $1500 Credit Limit, 570 Credit Score, 595 Credit Score, 643 Credit Score, 644 Credit Score, Average Approved Credit Score, Best Buy, Best Buy Reward Zone MasterCard, Capital One, Credit Score Range, Experian Credit Score, FICO, Hard Inquiry, MasterCard