*Credit Score Needed for a JCPenney® Rewards Credit Card*
The JCPenney® Rewards Credit Card, operated by GE Money Bank, is a rewards card for J.C. Penney® customers. Cardholder benefits may include special discounts and exclusive savings, sneak peeks of sales and events, JCP Rewards program, monthly rewards certificates, and the opportunity to earn Gold/Platinum Rewards Credit card status.
With online account access, cardholders can pay bills online, check balance, set up alerts, access statement history and applications are available online.
Approvals for a $300 credit limit with credit scores in the low to mid 600’s is not uncommon. Some people have received a JCPenney® Rewards credit card with credit scores in the 565 to 600 range with no delinquencies and a Orchard Bank and Public Bank credit card on their credit report starting with $150 credit limits.
Distribution of credit scores for cardholders of JCPenney® Rewards Credit Card
Credit Score Range 551 to 600 — 15%
Credit Score Range 601 to 650 — 25%
Credit Score Range 651 to 700 — 29%
Credit Score Range 701 to 750 — 17%
Average Approved Credit Score for the JCPenney® Rewards Credit Card is 655
Tags: $150 Credit Limit, $300 Credit Limit, 655 Credit Score, 655 FICO Score, Approvals, Average Approved Credit Score, Credit Card, Credit Score, Credit Score Range, Delinquencies, GE Money Bank, JCPenney® Rewards Credit Card, Orchard Bank, Public Bank