*Credit Score Needed for a Target® REDcard Credit Card*
The Target® REDcard gives rewards and benefits to Target customers. Cardholder benefits may include 5% rewards on Target shopping trips in stores and online, cash back rewards converted to donations toward education, Target Pharmacy® Rewards, SafetyNet card protection, and REDcard Online Management.
Online access allows cardholders to check credit account balance, transaction history, and update personal information 24 hours a day and 7 days a week. The Target Visa Credit Card allows cardholders to also make purchases anywhere Visa Credit Cards are accepted.
Approvals for a $300 credit limit with credit scores in the mid 600’s is not uncommon. Some people have received a JCPenney® Rewards credit card with credit scores in the 600 to 610 range on their credit report starting with $150 credit limits.
Distribution of credit scores for cardholders of Target® REDcard
Credit Score Range 551 to 600 — 11%
Credit Score Range 601 to 650 — 24%
Credit Score Range 651 to 700 — 27%
Credit Score Range 701 to 750 — 19%
Average Approved Credit Score for the Target® REDcard Credit Card is 648