Platinum Credit Card Secured Credit Card
Platinum credit card secured credit card from USAA is a real credit card which isn’t a prepaid or debit credit card, that helps you build or improve your credit score. When you apply, you’ll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
Your CD is a security deposit — the money you put in upfront, from $250 to $5,000, is the card’s credit limit. Earn interest on your CD and your deposit is guaranteed to grow. Plus, the money is yours to keep as long as you don’t default on your payments.
Start building your credit by opening a CD that lets you get a credit card even if you don’t have a credit history or have bad credit. Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA. If you are not eligible, USAA credit cards and other products may still be available.
Read: Citi Free Credit Score
Learn more about the USAA Secured Platinum Card now!