There are many misconceptions about credit scores out there. Every time you apply for credit, apply for a job that requires you to handle money, or even apply for some apartment living, your credit score it checked.
About How to Boost Your FICO Score
Good Credit Scores takes patience and persistence and there are quite a few ways to legitimately give your score a boost when needed. Over the long haul, you'll be rewarded with a solid FICO Score.