Home » Archive

Articles tagged with: Credit Inquiries

Headline »

[22 Jan 2024 | One Comment | 3,588 views]
Why is Credit Monitoring Important?

Credit monitoring services will watch over your credit file with continuous around the clock tracking and notify you whenever there is a change to the credit file. These services will alert you within 24 hours of a change, usually through email, phone, or text message as you see fit.

Fico Scores »

[21 Dec 2023 | 2 Comments | 6,340 views]
What is a Credit Inquiry and the Difference Between a Hard Inquiry or Soft Inquiry?

Any company, organization, or individual with a “legitimate business need” can request to see your credit history, and these requests are known as credit inquiries. They are divided into two categories called hard and soft inquiries — hard inquiries will affect your credit history and credit score while soft inquiries will not.