Sears is a popular department store that specializes in consumer electronics, house wares, tools, clothing and other basic needs. The Sears credit card is designed for consumer purchases. It can be used for any merchandise in the store, warranty packages, and even servicing of appliances, tools, or other gadgets. This is a popular consumer store card that offers membership rewards to cardholders, as well as different coupons and members-only deals throughout the year.