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[20 Jan 2020 | 2 Comments | 7,005 views]
3 Disadvantages of Having a Low Credit Score

Having a low credit score can hurt you in a number of different ways. Here are some of the disadvantages of having a low credit score.

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[19 Jan 2020 | One Comment | 4,879 views]
20 Quick Tips to Improve Your Credit Score

There are many misconceptions about credit scores out there. Every time you apply for credit, apply for a job that requires you to handle money, or even apply for some apartment living, your credit score it checked.

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[16 Jan 2020 | 3 Comments | 7,605 views]
Eliminate Debt Without Bankruptcy Protection

If your in debt, you must devise some plan to get out of the red. You can declare bankruptcy (Chapter 13 or Chapter 7), but that will tarnish your credit and financial records. An alternative is the wage earner plan — which allows you to meet your debts methodically without bankruptcy.

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[16 Jan 2020 | 2 Comments | 6,063 views]
Holiday Season Retailers may Ding Your Credit Score

This holiday season, retailers may nudge you a little harder to sign up for their store credit cards. Perks could include discounts of 10% or more on your first purchase and introductory offers that allow you to delay payments, interest or both.

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[14 Jan 2020 | One Comment | 4,961 views]
What is the Role of a Credit Bureau?

The credit bureau keeps record of an individual’s credit history. A credit bureau prepares an individual’s credit report that contains every payment detail for that individual. A credit report also contains an individual’s personal information such as the name, residential address, official address, etc.