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[24 May 2024 | 2 Comments | 5,374 views]
Small Delinquencies are Overlooked in Calculating Your FICO ’08 Credit Score

With the newest version of the FICO credit scoring system, minor delinquencies are now overlooked in calculating creditworthiness.

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[21 May 2024 | One Comment | 4,086 views]
The Difference Between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy

There are two main types of bankruptcy for individual consumers. You may qualify for both of them or you may be limited to the type of bankruptcy that does not discharge your debt. Explore both options to decide which bankruptcy, if any, you could file.

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[19 May 2024 | No Comment | 2,090 views]
Credit Score Needed for a Credit One Bank Credit Card

Credit One Bank is one of the leading issuers of Visa credit cards specifically for consumers who need to establish or rebuild their credit. Through Credit One Bank’s website, consumers can get pre-qualified or apply for a credit card without affecting their credit score. Consumers can also look over credit card offerings and check the status of their credit card application.

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[16 May 2024 | One Comment | 3,445 views]
Not Paying Library Fines can Hurt Your Credit Score

Years ago, owing the library a few dollars wasn’t a big deal. Today, with local budgets in a pinch, everyone is trying to find ways to make more money and fund valuable community services.

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[15 May 2024 | No Comment | 1,735 views]
Renting a car Using Your Debit Card Could Damage Credit Score

Some customers prefer to use a debit card rather than a credit card to make purchases as a means of limiting debt and managing their finances but the choice could backfire when it comes to renting cars. Some car rental agencies, such as Budget Rent a Car, have policies that allow them to run credit checks on customers who use debit cards and that inquiry could cost the customer some credit score points.