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[17 Sep 2017 | One Comment | 3,972 views]
Rebuild Credit With a USAA Secured Credit Card

Just in case you’re not familiar with USAA, it’s a large financial services provider that’s been around since 1922. I’ve been looking at their credit cards and the USAA Secured Credit Cards really caught my eye.

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[16 Sep 2017 | No Comment | 1,016 views]
Getting a Mortgage with a 600 Credit Score

Understand that a 600 credit score will not bring you reasonable mortgage offers. While you may have an option or two, you will not find a choice that mirrors the home loan rates you read about. You might find a lender willing to offer you a mortgage if you can strongly defend the circumstances that caused your depressed credit score. Your best option, in these circumstances, is an FHA loan.

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[9 Sep 2017 | 3 Comments | 9,667 views]
The Credit Score Banks Look for When Approving a Home Mortgage Loan

If you’re nervously waiting to see if that mortgage loan you have applied for will be approved, here is what the bank is basically looking at — Your 4 C’s.

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[6 Sep 2017 | 2 Comments | 3,894 views]
Small Delinquencies are Overlooked in Calculating Your FICO ’08 Credit Score

With the newest version of the FICO credit scoring system, minor delinquencies are now overlooked in calculating creditworthiness.

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[3 Sep 2017 | One Comment | 2,737 views]
The Difference Between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy

There are two main types of bankruptcy for individual consumers. You may qualify for both of them or you may be limited to the type of bankruptcy that does not discharge your debt. Explore both options to decide which bankruptcy, if any, you could file.