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[24 May 2019 | 3 Comments | 7,084 views]
Eliminate Debt Without Bankruptcy Protection

If your in debt, you must devise some plan to get out of the red. You can declare bankruptcy (Chapter 13 or Chapter 7), but that will tarnish your credit and financial records. An alternative is the wage earner plan — which allows you to meet your debts methodically without bankruptcy.

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[23 May 2019 | 2 Comments | 5,765 views]
Holiday Season Retailers may Ding Your Credit Score

This holiday season, retailers may nudge you a little harder to sign up for their store credit cards. Perks could include discounts of 10% or more on your first purchase and introductory offers that allow you to delay payments, interest or both.

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[22 May 2019 | One Comment | 4,617 views]
What is the Role of a Credit Bureau?

The¬†credit bureau keeps record of an individual’s credit history. A credit bureau prepares an individual’s credit report that contains every payment detail for that individual. A credit report also contains an individual’s personal information such as the name, residential address, official address, etc.

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[18 May 2019 | One Comment | 4,003 views]
The Secrets Collection Agencies use for Collecting on Bad Debts

Collection agencies have been doing it for years — collecting on a consumers bad debt who’s essentially said they won’t pay. Even the most hopeless of bad debts can be collected on — here are six of their secrets.

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[16 May 2019 | One Comment | 3,809 views]
Will a Credit Freeze Protect my Credit File?

A credit freeze occurs when you notify a credit bureau not to release your credit history without your consent. This is an effective way to combat identity theft since a potential identity thief will not be able to see your credit history even if he has your personal identifying information.