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[17 Sep 2019 | One Comment | 4,776 views]
What is the Role of a Credit Bureau?

The¬†credit bureau keeps record of an individual’s credit history. A credit bureau prepares an individual’s credit report that contains every payment detail for that individual. A credit report also contains an individual’s personal information such as the name, residential address, official address, etc.

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[13 Sep 2019 | One Comment | 4,128 views]
The Secrets Collection Agencies use for Collecting on Bad Debts

Collection agencies have been doing it for years — collecting on a consumers bad debt who’s essentially said they won’t pay. Even the most hopeless of bad debts can be collected on — here are six of their secrets.

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[10 Sep 2019 | One Comment | 3,961 views]
Will a Credit Freeze Protect my Credit File?

A credit freeze occurs when you notify a credit bureau not to release your credit history without your consent. This is an effective way to combat identity theft since a potential identity thief will not be able to see your credit history even if he has your personal identifying information.

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[6 Sep 2019 | One Comment | 4,019 views]
Things You Can do to Improve Your FICO Score

Keep in mind that changes in your FICO score take a long time to occur but if you live by the following guidelines, your credit score will improve over time.

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[4 Sep 2019 | 2 Comments | 6,930 views]
10 Mortgage Loan Tips for People With Bad Credit

A person’s credit standing is a reflection of his financial principle and status in life. The privilege to make a loan is only given to those who have established a good credit rating. Thus, a person who wants to have available credit immediately when he needs it should maintain a good credit rating.