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[2 Oct 2022 | No Comment | 1,930 views]
Getting a Mortgage with a 600 Credit Score

Understand that a 600 credit score will not bring you reasonable mortgage offers. While you may have an option or two, you will not find a choice that mirrors the home loan rates you read about. You might find a lender willing to offer you a mortgage if you can strongly defend the circumstances that caused your depressed credit score. Your best option, in these circumstances, is an FHA loan.

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[28 Sep 2022 | No Comment | 4,003 views]
Credit Score Needed for a AMEX American Express Blue Cash Preferred Credit Card

With an American Express Blue Cash Preferred Credit Card you will get $150 back after you spend $1,000 on purchases on your new Card in your first 3 months and you will receive $150 back in the form of a statement credit.

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[25 Sep 2022 | 3 Comments | 11,047 views]
The Credit Score Banks Look for When Approving a Home Mortgage Loan

If you’re nervously waiting to see if that mortgage loan you have applied for will be approved, here is what the bank is basically looking at — Your 4 C’s.

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[22 Sep 2022 | 2 Comments | 5,374 views]
Small Delinquencies are Overlooked in Calculating Your FICO ’08 Credit Score

With the newest version of the FICO credit scoring system, minor delinquencies are now overlooked in calculating creditworthiness.

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[19 Sep 2022 | One Comment | 4,086 views]
The Difference Between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy

There are two main types of bankruptcy for individual consumers. You may qualify for both of them or you may be limited to the type of bankruptcy that does not discharge your debt. Explore both options to decide which bankruptcy, if any, you could file.