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Articles tagged with: 3 Major Credit Bureaus

Credit Repair Letters »

[19 Jan 2022 | No Comment | 3,523 views]
Sample Credit Letter for no Response to a Dispute Letter

So, it’s been 30 days since I sent my dispute letter to one of theĀ 3 major credit bureaus and no response. How can I know if they’re doing something, did something, still yet to do something, or if they’re just simply ignoring me? Are they even allowed to just ignore people? What should I do?

Fico Scores »

[8 Jan 2022 | No Comment | 2,944 views]
How to Raise My FICO Score

FICO Score is a term used to describe the number assigned to you in relation to your credit. It is simply a number used to represent your financial obligations in relation to your credit history. It is called FICO because this score is determined by software created by Fair Isaac and Company.

Fico Scores »

[4 Dec 2021 | No Comment | 3,412 views]
*How to Raise Your Credit Score by 20 Points*

Although 20 points doesn’t seem like much, it can mean a lot when it comes to your credit score. You wouldn’t know it from the consumer side, but there is a world of difference between a credit score of 580 and 600. Your options open up when you increase your credit score by 20 points, and they close up when your credit score decreases — find out how to increase your score by 20 points.

Free Credit Report »

[27 Nov 2021 | No Comment | 1,967 views]
What is my Credit Score Free Credit Score From Your Credit Card

Free credit scores from your credit card now offer free credit score checks to view your free credit scores instantly. Walmart now offers free credit scores to individuals who hold the Walmart credit card and Citi will begin in January 2015 offering free credit scores to individuals who hold the Citi credit card.

Rebuilding Credit »

[9 Nov 2021 | No Comment | 4,334 views]
Bad Credit Subprime Credit Card Lenders

Credit card issuers are ramping up lending to consumers with poor credit but borrowers beware — the terms aren’t always going to be good. Lending to subprime consumers — typically those with a FICO credit score of below 660 — climbed 41% last year, with banks issuing 1.1 million new credit cards to riskier consumers, a four-year high, according to a recent report from credit reporting agency Equifax.