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Articles tagged with: Debt

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[2 Oct 2017 | One Comment | 3,963 views]
Having Your Home Equity Line of Credit Reduced Will not Lower Your Credit Score

The limit on your home-equity line of credit has been reduced, causing the amount of debt you have compared with the limit to shoot up — that’s bad news for your credit score.

Rebuilding Credit »

[29 Sep 2017 | One Comment | 2,664 views]
1-800-860-0644 is Portfolio Recovery Associates

Portfolio Recover Associates is a collection agency who claims their communication is an attempt to collect a debt.

Featured »

[14 Aug 2017 | 2 Comments | 2,378 views]
Getting Married Won’t Lower Your FICO Score if Your Spouse has a bad FICO Score

You are about to get married, and your Fiance’s FICO Score is 200 points lower than yours. Once you wed, your scores will be combined, and your mate’s low score will pull yours down.

Credit Repair »

[11 Aug 2017 | One Comment | 2,029 views]
Filing Bankruptcy Requires a Credit Counseling Certificate

One of the pre-filing requirements involves obtaining a certificate of successful completion of credit counseling with a government approved counseling agency. The counseling can take place up to six months prior to filing. If time is of the essence in filing for bankruptcy protection and you have not completed the counseling sessions, this can cause delays and problems so don’t wait until the last minute.

Rebuilding Credit »

[2 Aug 2017 | 2 Comments | 3,173 views]
Pay Less Than Owed on Debt can Damage Your Credit Score

Let’s say you already have a past due on your report and you want to get the debt off your back, so you agree to pay for 75 percent of the debt.