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Articles tagged with: Credit Report

Free Credit Report »

[19 Nov 2019 | No Comment | 2,810 views]
Free Credit Monitoring With Credit Sesame

Credit Sesame is a Website that helps people manage their credit — its offering users free credit monitoring, a service that the big three credit bureaus offer for a fee. However, Credit Sesame monitors information from a single credit bureau — Experian.

Credit Repair Letters »

[17 Nov 2019 | 3 Comments | 18,834 views]
Sample Letter Requesting a Copy of Your Credit Report

The information in your credit report determines in large part what kind of credit, from car loans to credit cards to mortgages, you’ll be able to get. Federal law gives you the right to know what consumer credit information is collected on you and you need to exercise that right.

Rebuilding Credit »

[9 Nov 2019 | One Comment | 6,249 views]
Can I get a Mortgage, Credit Card or Auto Loan With a Credit Score of 550?

In order to improve your credit score, it’s always the same formula — you need to make on-time payments, reduce debt, increase credit lines and use plenty of diversity in your credit profile. Additionally, it will help significantly to keep old lines of credit open.

Free Credit Report »

[9 Nov 2019 | 2 Comments | 3,309 views]
How to get a Free FICO Score Based on Your Credit Report

Start by doing a credit checkup — you can monitor your credit yourself by requesting a free report once a year from each of the credit bureaus through www.annualcreditreport.com but the free report won’t include your credit score, you’ll pay about $8 to get the credit bureau’s proprietary number.

Rebuilding Credit »

[6 Nov 2019 | One Comment | 3,796 views]
How to Deal With Debt Collectors

If you have debt, chances are you’ll have to deal with a debt collector at some point, at least until you pay off the debt. Even if you’ve hired a debt settlement company to help you negotiate down your debt, debt collectors may still contact you for payment. Here are some tips for dealing with debt collectors, even when they get rude.