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Articles tagged with: Credit Report

Rebuilding Credit »

[24 Nov 2017 | 3 Comments | 13,590 views]
Student Loan Debt Default Versus Student Loan Forgiveness

If you’re thinking you can settle your student loan debt for 40% to 60% less than what you currently owe, think again. Student loans are nearly impossible to discharge in bankruptcy and therefore just as difficult to settle. If you’ve defaulted on your student loans, your best option is to figure out how to get caught up. Otherwise, you could be sued for the debt.

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[20 Nov 2017 | No Comment | 1,771 views]
How can I Repair my Bad Credit Fast?

Having Credit Problems is the furthest thing from fun. People who find themselves mired in those problems only want to find a way to get out and they want to get out fast.

Fico Scores »

[19 Nov 2017 | No Comment | 2,161 views]
*How to Raise Your Credit Score by 20 Points*

Although 20 points doesn’t seem like much, it can mean a lot when it comes to your credit score. You wouldn’t know it from the consumer side, but there is a world of difference between a credit score of 580 and 600. Your options open up when you increase your credit score by 20 points, and they close up when your credit score decreases — find out how to increase your score by 20 points.

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[15 Nov 2017 | One Comment | 3,545 views]
Raising Credit Scores for Home Loans

While most mortgage applicants know a good credit score is a key element for a loan approval, not everyone realizes raising your credit score by even a few points can make the difference between qualifying for a mortgage or not. In addition, if you are applying for a conventional mortgage rather than an FHA-insured home loan, you can pay a lower interest rate if you are able to boost your credit score into the next level.

Credit Repair Letters »

[14 Nov 2017 | 3 Comments | 16,357 views]
Sample Letter Requesting a Copy of Your Credit Report

The information in your credit report determines in large part what kind of credit, from car loans to credit cards to mortgages, you’ll be able to get. Federal law gives you the right to know what consumer credit information is collected on you and you need to exercise that right.