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Articles tagged with: Credit Report

Fico Scores »

[11 Jun 2021 | No Comment | 2,716 views]
Creditors are Making Their own Social Media Credit Score and Credit Report System

CoreLogic and FICO partnered last year to offer lenders an alternative credit score for more predictive scoring, which includes data previously not used in credit scoring, from a borrowers cell phone bill, utilities, payday loan activity, to child support judgments, evictions, property tax liens, the status of homeowner’s association dues, whether or not a borrower is underwater on their current home, or whether a borrower owns other properties that credit agencies typically miss.

Credit Repair Letters »

[11 Jun 2021 | One Comment | 13,920 views]
Credit Report Dispute Letter to Remove Inaccurate, Erroneous, Outdated, Misleading or Unverifiable Information

Any information that is inaccurate should be corrected so that potential creditors, employers, insurance companies and other organizations see an accurate picture of our credit profile when they request copies of our personal credit reports.

Credit Repair »

[3 Jun 2021 | No Comment | 2,698 views]
Does Your Credit Score Need a Tweak? Here’s How!

A credit score is either a blessing or a curse cast down upon you from the digital cloud. A score of 740 qualifies you for the best interest rate on a conventional mortgage. A score under 640 means ugly interest, and a number under 620 makes it very hard to get a mortgage at all.

Rebuilding Credit »

[26 May 2021 | One Comment | 6,373 views]
Credit Repair Your Credit Report With a Secured Credit Card

If you have been using credit irresponsibly and finally decided to do something about it, you can start by getting a few secured credit cards to rebuild your credit history.

Credit Repair Letters »

[25 May 2021 | One Comment | 4,926 views]
How to Write a Credit Dispute Letter

Writing a quality credit dispute letter will help you get the results you want to improve your credit score. There are many samples available on the Internet, but you have to ensure that they contain certain elements before you copy and use them. Here are some qualities of a successful credit dispute letter and advice on including them in yours.