Home » Archive

Articles tagged with: Credit Report

Credit Repair Letters »

[23 Feb 2021 | One Comment | 4,183 views]
Sample Credit Letter for no Response to Follow-Up of a Dispute Letter

If it has been thirty days since you disputed a debt and you still have not received a response from the creditor and/or the credit bureau, then you should follow-up with the credit bureau as soon as possible. It is common for credit bureaus to become overwhelmed with disputes, and sometimes dispute letters get overlooked.

Fico Scores »

[17 Feb 2021 | 2 Comments | 10,568 views]
Credit Card Balance Transfers can Help Your Credit Score

A 0% balance transfer offer can seem like an amazing way to eliminate credit card interest payments. Yet some credit card users remain concerned that taking advantage of these offers will hurt their credit score. In fact, the opposite may be true as there are several reasons why receiving a 0% APR balance transfer credit card may actually improve one’s credit score.

Credit Repair »

[14 Feb 2021 | One Comment | 5,829 views]
How to Remove a Tax Lien From Your Credit Report

In February 2011, the IRS announced a set of new policies called the “IRS Fresh Start” program regarding unpaid taxes in an effort to “…Help Struggling Taxpayers Get a Fresh Start…” One of the changes will directly affect credit reports and possibly raise credit scores.

Featured »

[13 Feb 2021 | No Comment | 3,333 views]
Home Mortgage Loan Lenders for People With Low Credit Scores

Home mortgage loans for people with poor credit are available at reasonable rates if you find the right lender. With some time spent online researching for low credit score lenders, you can base your financing decision on loan estimate numbers. Even with bad credit, you can find flexible terms, so you can find the right home loan for your budget.

Featured »

[12 Feb 2021 | 2 Comments | 4,604 views]
FICO Score Effect on a Mortgage

If you’re a little savvy about credit, you probably know that each of us is entitled to a free copy of our credit report, once a year, from each of the three main credit-reporting agencies. You can access these easily online at annualcreditreport.com — and if you’re willing to pay a few dollars, you can get your credit score, as well.