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Articles tagged with: Credit Report

Credit Repair Letters »

[20 Feb 2018 | 2 Comments | 10,610 views]
Debt Settlement Sample Letter

Debt settlement, also known as debt arbitration, debt negotiation or credit settlement, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.

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[18 Feb 2018 | No Comment | 1,558 views]
Simulated Credit Score & Credit Score Estimator

The federal government gives us the right to a free credit report once a year. However, there’s no government mandate for annual free FICO Scores — the credit score lenders most often use to approve credit applications. You may be able to receive a free FICO Score by signing up for another subscription service, but that isn’t always a good option.

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[12 Feb 2018 | 2 Comments | 4,940 views]
Holiday Season Retailers may Ding Your Credit Score

This holiday season, retailers may nudge you a little harder to sign up for their store credit cards. Perks could include discounts of 10% or more on your first purchase and introductory offers that allow you to delay payments, interest or both.

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[11 Feb 2018 | One Comment | 3,698 views]
What is the Role of a Credit Bureau?

The¬†credit bureau keeps record of an individual’s credit history. A credit bureau prepares an individual’s credit report that contains every payment detail for that individual. A credit report also contains an individual’s personal information such as the name, residential address, official address, etc.

Credit Repair Letters »

[6 Feb 2018 | One Comment | 2,899 views]
Sample Credit Letter for no Response to Follow-Up of a Dispute Letter

If it has been thirty days since you disputed a debt and you still have not received a response from the creditor and/or the credit bureau, then you should follow-up with the credit bureau as soon as possible. It is common for credit bureaus to become overwhelmed with disputes, and sometimes dispute letters get overlooked.