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Articles tagged with: Credit Report

Rebuilding Credit »

[13 Jul 2019 | One Comment | 6,117 views]
Can I get a Mortgage, Credit Card or Auto Loan With a Credit Score of 550?

In order to improve your credit score, it’s always the same formula — you need to make on-time payments, reduce debt, increase credit lines and use plenty of diversity in your credit profile. Additionally, it will help significantly to keep old lines of credit open.

Free Credit Report »

[12 Jul 2019 | 2 Comments | 3,200 views]
How to get a Free FICO Score Based on Your Credit Report

Start by doing a credit checkup — you can monitor your credit yourself by requesting a free report once a year from each of the credit bureaus through www.annualcreditreport.com but the free report won’t include your credit score, you’ll pay about $8 to get the credit bureau’s proprietary number.

Rebuilding Credit »

[10 Jul 2019 | One Comment | 3,672 views]
How to Deal With Debt Collectors

If you have debt, chances are you’ll have to deal with a debt collector at some point, at least until you pay off the debt. Even if you’ve hired a debt settlement company to help you negotiate down your debt, debt collectors may still contact you for payment. Here are some tips for dealing with debt collectors, even when they get rude.

Rebuilding Credit »

[8 Jul 2019 | 2 Comments | 6,639 views]
Fix Your Credit Report After a Divorce

When a couple is married, they often hold joint accounts, such as savings, credit cards and mortgages. This links their credit scores together. If you’ve just gone through a divorce, your credit may be in shambles. Sometimes, one partner will run up a huge credit card bill, deplete the equity in the home or otherwise try to wreak havoc with the credit score of the other party. It’s important to address this problem head on.

Featured »

[7 Jul 2019 | One Comment | 3,791 views]
Divorce, Your Credit Report and Credit Score

Divorce is all about division – the separation of two people from each other, dividing up property, dividing kids’ time between parents but does divorce have to mean a separation from a good credit score?