Your FICO Score is a very important indicator of how well you’re doing credit wise. FICO Scores can be retrieved at a small cost but there are some ways to obtain your credit report and sometimes your score for free.

Wells Fargo in 2015 should become one of the major credit card issuer to provide Free FICO Credit Scores to customers every month. Bank of America and Chase Bank have said that they’re considering doing the same — giving free credit scores to customers.

Get My Free Credit Report — Find your credit score instantly, by requesting your free credit report with no credit card needed from all 3 major credit bureaus. Strike back against identify-theft by obtaining your credit history and working to remove errors in your data. Take the first step towards repairing your credit history today!

Citigroup, the fourth-largest credit-card lender by purchase volume in the U.S., is partnering with Fair Isaac Co., the provider of the credit score most widely used by lenders, to provide its customers with their FICO Score beginning in January.

Free Access to Credit Scores Act — Consumers already have the ability to request their free credit report once a year, but a credit report does not include your credit score. These two items are often confused to be the same, which they are not. You generally must pay to see your credit score — it’s a three-digit grade that predicts how risky you are to a lender.