Home » Archive

Articles tagged with: Credit Scores

Rebuilding Credit »

[21 Jul 2019 | No Comment | 2,279 views]
Should You Open a Store Credit Card on Black Friday?

Black Friday has become known for terrific sales to kick off the holiday shopping season. If you visit some stores this Black Friday, a store clerk will likely ask you, “Would you like to save X% by opening a credit card account?”

Featured »

[20 Jul 2019 | No Comment | 1,441 views]
The 7 Most Common Myths About Your Credit Score

Your credit score can make a huge difference in your finances, from helping you qualify for loans and low interest rates to accessing utility services and renting the home you want. As much as people want to have good credit scores, there’s a lot of confusion about how they work.

Fico Scores »

[9 Jul 2019 | One Comment | 3,008 views]
How Does a Credit Score Increase or Decrease Each Month?

The majority of credit scores don’t increase or decrease every month, largely because the person is in what is known as “steady state” or equilibrium where their patterns of credit use and payment are balanced over time.

Featured »

[6 Jul 2019 | No Comment | 3,279 views]
What Will a Bad Credit Score Cost you?

Having a bad credit score will cost you a lot more than a higher interest rate for a few loans. It extends into many parts of your financial life. So many people fail to understand how important their credit is until they try to buy a home or take out a loan. People with bad credit usually know that they will have to pay higher interest rates. But they often don’t realize how deeply they will really be affected.

Headline »

[3 Jul 2019 | 2 Comments | 4,300 views]
How to Fight a Debt Lawsuit

What happens when you are sued by a debt collector? While it may feel like the end of the world, it’s a pretty routine occurrence in courts across the country. Most debt collection law firms file hundreds of lawsuits a day, assuming that 99% of defendants will not answer.