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Articles tagged with: Credit Scores

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[24 Jun 2017 | 2 Comments | 4,413 views]
Holiday Season Retailers may Ding Your Credit Score

This holiday season, retailers may nudge you a little harder to sign up for their store credit cards. Perks could include discounts of 10% or more on your first purchase and introductory offers that allow you to delay payments, interest or both.

Rebuilding Credit »

[24 Jun 2017 | No Comment | 1,846 views]
Do you Want a Credit Card? Do This First!

There’s no need to waste your time — and some short-term damage to your credit score — by applying for a credit card offer that’s out of your league. This first step is crucial because the information in your credit reports — and the scores that are calculated as a result — will be critical in determining which cards you get and how much you pay for them.

Fico Scores »

[20 Jun 2017 | 2 Comments | 2,613 views]
How Auto Insurance Companies use Your Credit Score to Determine how Much you pay for Your Auto Insurance Rates

Insurance companies can use use drivers’ credit scores and personal credit score information to determine how much to charge for auto insurance rates.

Fico Scores »

[31 May 2017 | No Comment | 1,713 views]
New Credit Score Model Will Help Establish Credit for Millions

A new credit scoring model will potentially boost scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history. The new scoring model will be used in the latest version of the VantageScore, the credit score created by the three major credit bureaus — Experian, Equifax and TransUnion.

Fico Scores »

[11 May 2017 | One Comment | 1,896 views]
How Often do Credit and FICO Scores get Updated From the Credit Bureaus?

Credit reporting bureaus continually update credit reports as they receive information from lenders. Your credit score may change with these updates as lenders add new information to your credit report but also as old information drops off your report. How updates affect your credit score can depend on your overall credit history.