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Articles tagged with: Credit Scores

Fico Scores »

[17 Mar 2019 | One Comment | 2,815 views]
How Does a Credit Score Increase or Decrease Each Month?

The majority of credit scores don’t increase or decrease every month, largely because the person is in what is known as “steady state” or equilibrium where their patterns of credit use and payment are balanced over time.

Featured »

[14 Mar 2019 | No Comment | 3,079 views]
What Will a Bad Credit Score Cost you?

Having a bad credit score will cost you a lot more than a higher interest rate for a few loans. It extends into many parts of your financial life. So many people fail to understand how important their credit is until they try to buy a home or take out a loan. People with bad credit usually know that they will have to pay higher interest rates. But they often don’t realize how deeply they will really be affected.

Headline »

[11 Mar 2019 | 2 Comments | 4,067 views]
How to Fight a Debt Lawsuit

What happens when you are sued by a debt collector? While it may feel like the end of the world, it’s a pretty routine occurrence in courts across the country. Most debt collection law firms file hundreds of lawsuits a day, assuming that 99% of defendants will not answer.

Fico Scores »

[10 Mar 2019 | No Comment | 2,591 views]
New Credit Score Model Will Help Establish Credit for Millions

A new credit scoring model will potentially boost scores for many credit applicants and help establish credit for millions of people who previously had little or no credit history. The new scoring model will be used in the latest version of the VantageScore, the credit score created by the three major credit bureaus — Experian, Equifax and TransUnion.

Rebuilding Credit »

[16 Feb 2019 | 2 Comments | 7,285 views]
Best Credit Cards After Filing Bankruptcy

It may sound like the stupidest financial move ever: getting credit cards after bankruptcy. But done right, it may be one of the smartest moves you can make for your credit. The main purpose for getting new credit cards after bankruptcy is to help boost your credit scores, which most likely took a hit when you filed.