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Articles tagged with: Lenders

Fico Scores »

[5 Aug 2017 | One Comment | 3,125 views]
Is a FICO Score the Same as my Credit Score?

A FICO Score is a brand of credit score — FICO stands for Fair Isaac Corporation and Fair Isaac is the company that developed the software program used by the credit bureaus to compile and calculate credit scores for U.S. consumers.

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[20 Jul 2017 | One Comment | 3,406 views]
Raising Credit Scores for Home Loans

While most mortgage applicants know a good credit score is a key element for a loan approval, not everyone realizes raising your credit score by even a few points can make the difference between qualifying for a mortgage or not. In addition, if you are applying for a conventional mortgage rather than an FHA-insured home loan, you can pay a lower interest rate if you are able to boost your credit score into the next level.

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[15 Jul 2017 | No Comment | 2,040 views]
How to get a Mortgage Loan With a Low Credit Score

Home ownership is a part of achieving the American dream. For many, the only thing standing between them and owning a home is a low credit score. Lenders rely heavily on FICO Scores when determining whether to fund a mortgage — low credit scores equate to high risk. Still, it isn’t impossible to get a mortgage with a low credit score.

Free Credit Report »

[8 Jul 2017 | One Comment | 2,993 views]
Get Your FICO Score for Free

So, what is a FICO Score? It’s a number that is formulated based on your credit history helping lenders evaluate your credit risk. Your FICO Score is used to determine credit offers and interest rates — and now it’s free for you to view.

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[27 Jun 2017 | One Comment | 3,062 views]
20 Quick Tips to Improve Your Credit Score

There are many misconceptions about credit scores out there. Every time you apply for credit, apply for a job that requires you to handle money, or even apply for some apartment living, your credit score it checked.