Credit Sesame is a Website that helps people manage their credit — its offering users free credit monitoring, a service that the big three credit bureaus offer for a fee. However, Credit Sesame monitors information from a single credit bureau — Experian.

Identity theft may be used to facilitate or fund other crimes including illegal immigration, terrorism, phishing and espionage. There are cases of identity cloning to attack payment systems, including online credit card processing and medical insurance. Sources such as the non-profit Identity Theft Resource Center sub-divide identity theft into five categories.

When you move, it’s often important to report your change of address to the United States Postal Service or you risk missing important mailings like credit card and utility bills.

Identity theft is a form of stealing someone’s identity in which someone pretends to be someone else by assuming that person’s identity, typically in order to access resources or obtain credit and other benefits in that person’s name. The victim of identity theft (here meaning the person whose identity has been assumed by the identity thief) can suffer adverse consequences if they are held accountable for the perpetrator’s actions.

A credit freeze occurs when you notify a credit bureau not to release your credit history without your consent. This is an effective way to combat identity theft since a potential identity thief will not be able to see your credit history even if he has your personal identifying information.