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Articles tagged with: Identity Theft

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[14 Mar 2024 | One Comment | 4,172 views]
Not Filling out a Moving Form can Hurt Your Credit Score

When you move, it’s often important to report your change of address to the United States Postal Service or you risk missing important mailings like credit card and utility bills.

Credit Repair »

[13 Mar 2024 | One Comment | 3,594 views]
Techniques for Obtaining and Exploiting Personal Information for Identity Theft

Identity theft is a form of stealing someone’s identity in which someone pretends to be someone else by assuming that person’s identity, typically in order to access resources or obtain credit and other benefits in that person’s name. The victim of identity theft (here meaning the person whose identity has been assumed by the identity thief) can suffer adverse consequences if they are held accountable for the perpetrator’s actions.

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[26 Feb 2024 | One Comment | 4,126 views]
Will a Credit Freeze Protect my Credit File?

A credit freeze occurs when you notify a credit bureau not to release your credit history without your consent. This is an effective way to combat identity theft since a potential identity thief will not be able to see your credit history even if he has your personal identifying information.

Free Credit Report »

[24 Jan 2024 | 2 Comments | 8,303 views]
About the Big Three Credit Bureaus

A credit bureau is an information clearinghouse that compiles information on consumers. The credit grantors, or lenders, report consumer payment history to the credit bureaus. The credit bureaus then compile that information together with information on tax liens, bankruptcies, and court judgments that is available in public records. In return, when consumers apply for credit, lenders can check credit reports to determine the creditworthiness of consumers.

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[22 Jan 2024 | One Comment | 3,588 views]
Why is Credit Monitoring Important?

Credit monitoring services will watch over your credit file with continuous around the clock tracking and notify you whenever there is a change to the credit file. These services will alert you within 24 hours of a change, usually through email, phone, or text message as you see fit.