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Articles tagged with: Identity Theft

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[11 Jul 2019 | 3 Comments | 7,715 views]
The 5 Types of Identity Theft

Identity theft may be used to facilitate or fund other crimes including illegal immigration, terrorism, phishing and espionage. There are cases of identity cloning to attack payment systems, including online credit card processing and medical insurance. Sources such as the non-profit Identity Theft Resource Center sub-divide identity theft into five categories.

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[1 Jun 2019 | One Comment | 3,990 views]
Not Filling out a Moving Form can Hurt Your Credit Score

When you move, it’s often important to report your change of address to the United States Postal Service or you risk missing important mailings like credit card and utility bills.

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[31 May 2019 | One Comment | 3,318 views]
Techniques for Obtaining and Exploiting Personal Information for Identity Theft

Identity theft is a form of stealing someone’s identity in which someone pretends to be someone else by assuming that person’s identity, typically in order to access resources or obtain credit and other benefits in that person’s name. The victim of identity theft (here meaning the person whose identity has been assumed by the identity thief) can suffer adverse consequences if they are held accountable for the perpetrator’s actions.

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[16 May 2019 | One Comment | 3,873 views]
Will a Credit Freeze Protect my Credit File?

A credit freeze occurs when you notify a credit bureau not to release your credit history without your consent. This is an effective way to combat identity theft since a potential identity thief will not be able to see your credit history even if he has your personal identifying information.

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[14 Apr 2019 | 2 Comments | 8,009 views]
About the Big Three Credit Bureaus

A credit bureau is an information clearinghouse that compiles information on consumers. The credit grantors, or lenders, report consumer payment history to the credit bureaus. The credit bureaus then compile that information together with information on tax liens, bankruptcies, and court judgments that is available in public records. In return, when consumers apply for credit, lenders can check credit reports to determine the creditworthiness of consumers.