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Articles in the Rebuilding Credit Category

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[19 Jan 2020 | One Comment | 5,516 views]
Divorced With Joint Credit Accounts can Lower Your FICO Score

No consumer is prevented from acquiring credit solely based on marital status. The Equal Opportunity Credit Act outlaws discrimination of all forms to provide consumers with equal access to credit resources. If you recently experienced a divorce, however, your credit score may be negatively impacted after you separate from your spouse.

Rebuilding Credit »

[17 Jan 2020 | No Comment | 2,010 views]
What to do if Your Delinquent on a Credit Card Payment

Not being able to make the minimum payments on your monthly bills is a scary feeling but unfortunately, delinquency is a common phenomenon that has serious repercussions. If your credit card bill’s due date passes and you don’t make a payment, it’s natural to feel a little panicky. However, there are steps you can take to cope with the situation — emotionally and financially.

Rebuilding Credit »

[15 Jan 2020 | No Comment | 2,207 views]
Target Black Friday 2014 Deals and Target Ad for Black Friday Credit Card

Target Black Friday 2014 deals have been announcement, which featured the standard discounts on toys, movies and electronics, also contained a bit of a surprise — Target is running a gift card promotion on Black Friday 2014.

Rebuilding Credit »

[15 Jan 2020 | No Comment | 3,048 views]
Do you Want a Credit Card? Do This First!

There’s no need to waste your time — and some short-term damage to your credit score — by applying for a credit card offer that’s out of your league. This first step is crucial because the information in your credit reports — and the scores that are calculated as a result — will be critical in determining which cards you get and how much you pay for them.

Rebuilding Credit »

[11 Jan 2020 | No Comment | 2,316 views]
Is Refinancing With Bad Credit the Same as a Second Mortgage

A second mortgage is a type of loan which is secured against the same assets as the first mortgage (e.g. your house) but which is based on the equity accumulated within the property. Though difficult to qualify for a mortgage with bad credit, second mortgages may be the answer for some borrowers looking to improve their credit scores while taking out a loan and making timely payments on that loan.