If you find yourself a victim of identity theft, you can take some steps to minimize the damage and protect yourself against future theft in the process. It’s important to react as soon as you discover that a theft has taken place, so that thieves don’t have more time than necessary to completely destroy your finances or cause you a lot of problems.

The Limited Brand Credit Card comes in two versions, The Limited Brand Classic credit card, and The Couture Card. Both cards are administered by Financial Network National Bank (WFNNB) for customers of the apparel store, the first of which opened in Ohio in 1963. The store has grown to include well known names such as Victoria’s Secret, Abercrombie & Fitch, Bath & Body Works, Lane Bryant, and New York & Co under their corporate umbrella.

It’s no mistake, this credit card’s interest rate is 79.9 percent. The bloated annual percentage rate is how First Premier Bank, a subprime credit card issuer, is skirting new regulations intended to curb abusive practices in the industry. It’s a strategy other sub-prime card issuers could start adopting to get around the new rules.

Portfolio Recover Associates is a collection agency who claims their communication is an attempt to collect a debt.

If you’ve been piggybacking on someones credit card as an authorized user for a while, you may wonder if you should bother to get your own credit card. It isn’t necessarily required, but it’s a good idea. Read on to find out what it means to be an authorized user and why you should apply for your own credit card when you can.