Apply for Visa credit card with the NetSpend prepaid visa card and get paid up to 2 days faster with direct deposit — payroll and government benefits and 100% Approval. No credit check needed (ID verification required). NetSpend also offers prepaid MasterCard credit cards for those who prefer using the MasterCard brand.

You need to have a firm understanding of the minimum credit score for auto loan — applying for a car loan without such basic knowledge will hurt your chances.

Credit card issuers are ramping up lending to consumers with poor credit but borrowers beware — the terms aren’t always going to be good. Lending to subprime consumers — typically those with a FICO credit score of below 660 — climbed 41% last year, with banks issuing 1.1 million new credit cards to riskier consumers, a four-year high, according to a recent report from credit reporting agency Equifax.

7.7% of Americans don’t have a bank account, but not everyone is checking-less by choice. If your ChexSystems score affects your ability to open a regular checking account, you still have a chance to put yourself on the road to financial security with a 2nd chance checking account. A second chance checking account is like a checking account for bad credit.

Bankruptcy is by no means game over for your financial life — there are steps you can take to begin rebuilding your credit and eventually, your overall financial health.