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Articles tagged with: Equifax

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[15 Jul 2017 | No Comment | 2,017 views]
How to get a Mortgage Loan With a Low Credit Score

Home ownership is a part of achieving the American dream. For many, the only thing standing between them and owning a home is a low credit score. Lenders rely heavily on FICO Scores when determining whether to fund a mortgage — low credit scores equate to high risk. Still, it isn’t impossible to get a mortgage with a low credit score.

Credit Repair Letters »

[30 Jun 2017 | One Comment | 3,775 views]
Where do I Dispute and Correct Errors in my Credit History?

If you find errors or inaccuracies in your credit history file, you will have to submit a dispute letter or request to each of the credit bureaus on which the mistake appears. In some cases you may be able to dispute the error with online forms, but in some cases you’ll have to submit a letter with your corroborating documents.

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[23 Jun 2017 | One Comment | 3,175 views]
What is the Role of a Credit Bureau?

The credit bureau keeps record of an individual’s credit history. A credit bureau prepares an individual’s credit report that contains every payment detail for that individual. A credit report also contains an individual’s personal information such as the name, residential address, official address, etc.

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[13 Jun 2017 | One Comment | 2,641 views]
Things You Can do to Improve Your FICO Score

Keep in mind that changes in your FICO score take a long time to occur but if you live by the following guidelines, your credit score will improve over time.

Fico Scores »

[9 Jun 2017 | No Comment | 1,336 views]
Wells Fargo is Now Offering a Free Credit Score Check

Wells Fargo customers will have free access to one of their credit scores and credit reports until November 16, 2014 in conjunction with the American Bankers Association’s annual campaign “Get Smart About Credit.” It’s the third year of this promotion, according to a news release from Wells Fargo and it requires customers to visit a local bank branch to obtain their personal access codes for the data.