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Articles tagged with: Equifax

Rebuilding Credit »

[20 Nov 2017 | No Comment | 1,179 views]
How to Remove Medical Debt From Your Credit Report

When an individual gets into a serious accident or incurs a large sum of medical bills from an illness, it can be hard to repay the debts before the hospital turns the debts over to a collection agency. Once the debts are at a collection agency, they are placed as line items on that individual’s credit report.

Credit Repair Letters »

[14 Nov 2017 | 3 Comments | 16,357 views]
Sample Letter Requesting a Copy of Your Credit Report

The information in your credit report determines in large part what kind of credit, from car loans to credit cards to mortgages, you’ll be able to get. Federal law gives you the right to know what consumer credit information is collected on you and you need to exercise that right.

Featured »

[9 Nov 2017 | No Comment | 2,180 views]
How to get a Mortgage Loan With a Low Credit Score

Home ownership is a part of achieving the American dream. For many, the only thing standing between them and owning a home is a low credit score. Lenders rely heavily on FICO Scores when determining whether to fund a mortgage — low credit scores equate to high risk. Still, it isn’t impossible to get a mortgage with a low credit score.

Credit Repair Letters »

[26 Oct 2017 | One Comment | 4,374 views]
Where do I Dispute and Correct Errors in my Credit History?

If you find errors or inaccuracies in your credit history file, you will have to submit a dispute letter or request to each of the credit bureaus on which the mistake appears. In some cases you may be able to dispute the error with online forms, but in some cases you’ll have to submit a letter with your corroborating documents.

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[19 Oct 2017 | One Comment | 3,478 views]
What is the Role of a Credit Bureau?

The¬†credit bureau keeps record of an individual’s credit history. A credit bureau prepares an individual’s credit report that contains every payment detail for that individual. A credit report also contains an individual’s personal information such as the name, residential address, official address, etc.