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Articles tagged with: Credit Score

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[18 Feb 2018 | No Comment | 1,558 views]
Simulated Credit Score & Credit Score Estimator

The federal government gives us the right to a free credit report once a year. However, there’s no government mandate for annual free FICO Scores — the credit score lenders most often use to approve credit applications. You may be able to receive a free FICO Score by signing up for another subscription service, but that isn’t always a good option.

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[14 Feb 2018 | One Comment | 3,571 views]
Improve Your FICO Score With These Tips

It’s important to note that repairing bad credit takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely to backfire, so beware of any advice that claims to improve your credit score fast.

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[13 Feb 2018 | One Comment | 6,157 views]
Paying off a Collection can Drop Your FICO Score by 35 Points

So you have some extra money in your pocket and you’ve decided to pay off one of your credit card collections early. You know that credit scores are extremely important so your goal is to pay off the collection that will yield the most credit score improvement — the “FICO ROI” (return on investment).

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[11 Feb 2018 | One Comment | 17,051 views]
The Secret Credit Scores Lenders Use

Credit Scoring is a mathematical formula that generates your bill payment history and general financial habits into a tidy package used by lenders to help decide how worthy you are of a loan and how much it will cost.

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[10 Feb 2018 | One Comment | 2,562 views]
Open new Credit Accounts With High Limits to Raise Your FICO Credit Score

Get a credit card with a high limit, keep the balance low and use the credit card to establish a credit history or boost a low credit score. Remember — the more available credit on a credit card, the better.