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Articles tagged with: Credit Score

Fico Scores »

[22 Apr 2025 | 2 Comments | 6,340 views]
What is a Credit Inquiry and the Difference Between a Hard Inquiry or Soft Inquiry?

Any company, organization, or individual with a “legitimate business need” can request to see your credit history, and these requests are known as credit inquiries. They are divided into two categories called hard and soft inquiries — hard inquiries will affect your credit history and credit score while soft inquiries will not.

Fico Scores »

[21 Apr 2025 | One Comment | 4,317 views]
Is a FICO Score the Same as my Credit Score?

A FICO Score is a brand of credit score — FICO stands for Fair Isaac Corporation and Fair Isaac is the company that developed the software program used by the credit bureaus to compile and calculate credit scores for U.S. consumers.

Fico Scores »

[21 Apr 2025 | 2 Comments | 5,347 views]
Avoid These 5 Credit Score Disasters

Having at least a 721 credit score will give you a chance to secure some of the best financing options on the market, get preferred interest rates on loans and credit cards, and have more negotiating power when you’re talking terms with a prospective lender.

Rebuilding Credit »

[19 Apr 2025 | One Comment | 3,119 views]
Credit Cards With no Limit can Hurt Your Credit Score

Some credit cards come with absolutely no listed limit, which at first may seem like a good thing.

Fico Scores »

[18 Apr 2025 | 2 Comments | 5,430 views]
Bounced Checks or Non Sufficient Funds (NSF) Checks can be Sent to a Collection Agency and Damage Your Credit Score

NSF checks (Non Sufficient Funds), also referred as a bounced check are considered bad and will end up on your credit report — lowering your FICO Score and preventing you from obtaining credit.