Articles tagged with: Credit Score
Free Credit Report »
Featured »
![How Much Does an IRS Tax Lien Lower Your Credit Score?](http://www.how-to-boost-your-fico-score.com/wp-content/themes/arthemia/scripts/timthumb.php?src=/wp-content/uploads/2012/09/how-much-does-a-tax-lien-lower-your-credit-score.jpg&w=150&h=150&zc=1&q=100)
According to Experian.com, an unpaid tax lien will most definitely affect your credit score negatively. How much, however, varies since Experian notes that it depends on an individual’s overall track record of paying bills on time. The important thing is to find ways to get the IRS lien paid before considering options you have that can remove a current or old and paid lien from your credit score.
Fico Scores »
![Un-Paid Utility Bills Will Damage Your Credit Report and Lower Your FICO Score 100 Points](http://www.how-to-boost-your-fico-score.com/wp-content/themes/arthemia/scripts/timthumb.php?src=/wp-content/uploads/2013/04/un-paid-utility-bills-will-damage-your-credit-report-and-lower-your-fico-score-100-points.jpg&w=150&h=150&zc=1&q=100)
Your credit score report can be affect by more than your available credit history. We talk about how credit cards, mortgages, car loans, and any type of loan that reports to all 3 credit bureaus will affect your credit score. We don’t always talk about utility companies and how they can have a negative impact on your credit report. Here are utility companies I like to consider non-creditors. In other words these companies don’t give you a line credit, they just provide a service.
Featured »
Headline »
![Simulated Credit Score & Credit Score Estimator](http://www.how-to-boost-your-fico-score.com/wp-content/themes/arthemia/scripts/timthumb.php?src=/wp-content/uploads/2014/10/calculate-your-simulated-credit-score-with-a-credit-score-estimator.jpg&w=150&h=150&zc=1&q=100)
The federal government gives us the right to a free credit report once a year. However, there’s no government mandate for annual free FICO Scores — the credit score lenders most often use to approve credit applications. You may be able to receive a free FICO Score by signing up for another subscription service, but that isn’t always a good option.