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Articles tagged with: Credit Bureaus

Free Credit Report »

[16 Jan 2019 | 2 Comments | 4,907 views]
Best Places to get FICO Scores for Free

Your FICO Score is a very important indicator of how well you’re doing credit wise.¬†FICO Scores can be retrieved at a small cost but there are some ways to obtain your credit report and sometimes your score for free.

Rebuilding Credit »

[9 Jan 2019 | One Comment | 13,624 views]
Credit Cards to Rebuild Bad Credit and Boost Your FICO Score

Part of rebuilding your credit is proving that you can pay your bills on time. If your bad credit episode left you without any credit cards, you’ll have to open new ones.

Fico Scores »

[21 Dec 2018 | One Comment | 2,820 views]
How Often do Credit and FICO Scores get Updated From the Credit Bureaus?

Credit reporting bureaus continually update credit reports as they receive information from lenders. Your credit score may change with these updates as lenders add new information to your credit report but also as old information drops off your report. How updates affect your credit score can depend on your overall credit history.

Free Credit Report »

[20 Dec 2018 | 2 Comments | 7,817 views]
About the Big Three Credit Bureaus

A credit bureau is an information clearinghouse that compiles information on consumers. The credit grantors, or lenders, report consumer payment history to the credit bureaus. The credit bureaus then compile that information together with information on tax liens, bankruptcies, and court judgments that is available in public records. In return, when consumers apply for credit, lenders can check credit reports to determine the creditworthiness of consumers.

Credit Repair Letters »

[17 Dec 2018 | No Comment | 3,046 views]
Sample Credit Letter for no Response to a Dispute Letter

So, it’s been 30 days since I sent my dispute letter to one of the¬†3 major credit bureaus and no response. How can I know if they’re doing something, did something, still yet to do something, or if they’re just simply ignoring me? Are they even allowed to just ignore people? What should I do?