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Articles tagged with: Credit Reports

Fico Scores »

[30 Sep 2022 | One Comment | 27,122 views]
Fix Your Credit FICO Score in a Hurry With a Rapid Rescore

A few credit score points can mean the difference between a good mortgage rate, a lousy one or getting a loan at all. But take heart — If errors are dragging down your score, you can get them fixed, just in time for your much-anticipated closing.

Free Credit Report »

[23 Sep 2022 | 2 Comments | 8,303 views]
About the Big Three Credit Bureaus

A credit bureau is an information clearinghouse that compiles information on consumers. The credit grantors, or lenders, report consumer payment history to the credit bureaus. The credit bureaus then compile that information together with information on tax liens, bankruptcies, and court judgments that is available in public records. In return, when consumers apply for credit, lenders can check credit reports to determine the creditworthiness of consumers.

Fico Scores »

[9 Sep 2022 | No Comment | 2,944 views]
How to Raise My FICO Score

FICO Score is a term used to describe the number assigned to you in relation to your credit. It is simply a number used to represent your financial obligations in relation to your credit history. It is called FICO because this score is determined by software created by Fair Isaac and Company.

Rebuilding Credit »

[1 Sep 2022 | No Comment | 2,817 views]
5 Credit Tips for Students

Building and maintaining good credit is more important today than ever. Whether we realize it or not, so many parts of our daily financial lives revolve around our credit scores. But don’t fret — abide by these five must know credit tips for students and you shouldn’t have any problems at all.

Fico Scores »

[6 Aug 2022 | No Comment | 5,537 views]
7 Things you Probably Didn’t Know Affected Your Credit Score

All Credit Reports are Not Created Equal — This means that your interest rate is somewhat dependent on whichever credit report your lender uses. This may not sound significant but a few points could mean the difference between being classified from the no credit risk category to the some¬†Credit Risk category or even the default credit risk category. This could mean having several percentage points added to your loan.