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Articles tagged with: Credit Reports

Rebuilding Credit »

[17 Jul 2019 | No Comment | 2,639 views]
5 Credit Tips for Students

Building and maintaining good credit is more important today than ever. Whether we realize it or not, so many parts of our daily financial lives revolve around our credit scores. But don’t fret — abide by these five must know credit tips for students and you shouldn’t have any problems at all.

Fico Scores »

[22 Jun 2019 | No Comment | 5,306 views]
7 Things you Probably Didn’t Know Affected Your Credit Score

All Credit Reports are Not Created Equal — This means that your interest rate is somewhat dependent on whichever credit report your lender uses. This may not sound significant but a few points could mean the difference between being classified from the no credit risk category to the some¬†Credit Risk category or even the default credit risk category. This could mean having several percentage points added to your loan.

Headline »

[25 May 2019 | One Comment | 4,415 views]
Improve Your FICO Score With These Tips

It’s important to note that repairing bad credit takes time and there is no quick way to fix a credit score. In fact, out of all of the ways to improve a credit score, quick-fix efforts are the most likely to backfire, so beware of any advice that claims to improve your credit score fast.

Rebuilding Credit »

[22 May 2019 | No Comment | 2,888 views]
Do you Want a Credit Card? Do This First!

There’s no need to waste your time — and some short-term damage to your credit score — by applying for a credit card offer that’s out of your league. This first step is crucial because the information in your credit reports — and the scores that are calculated as a result — will be critical in determining which cards you get and how much you pay for them.

Fico Scores »

[27 Apr 2019 | One Comment | 4,001 views]
What is a Good Fico Credit Score?

A good FICO score is one that exceeds 700. Any amount above that number is generally sufficient to qualify for the lowest available rates on most types of loans, but it is not a one way ticket to being able to take out extraordinarily large loans-your income will have a more significant effect on that.