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Articles tagged with: FICO Score

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[27 Apr 2018 | 2 Comments | 2,258 views]
Closing a Credit Card you Have had the Longest Won’t Lower Your FICO Score

When you close the credit-card account that you’ve had the longest, it will lower the average age of your credit accounts and drag down your FICO Score.

Fico Scores »

[26 Apr 2018 | 3 Comments | 2,816 views]
A Store Credit Card That Doesn’t Require Payments for Six Months Will Lower Your Credit Score

You charged thousands of dollars’ worth of appliances to a store credit card that doesn’t require payments for six months. As long as you make the payments in six months, your Credit Score will not be affected.

Fico Scores »

[20 Apr 2018 | One Comment | 3,092 views]
A 30 Day Late Payment can Drop Your FICO Score 60 to 110 Points

Late payments are the “biggest foul” when it comes to credit cards, warns Ben Woolsey, director of marketing and consumer research at CreditCards.com — the consequences can include late fees, jacked-up interest rates and a lower credit score.

Fico Scores »

[19 Apr 2018 | No Comment | 1,246 views]
Bank of America, Chase Bank and Others Offering Free Credit Scores for Customers in 2015

Free FICO Scores have become more available to consumers since 2013, when Fair Isaac Corporation announced its FICO Score Open Access Program, which gave banks the right to share a FICO Score with consumers. Additionally, banks claim the free FICO Scores have increased customer loyalty.

Fico Scores »

[17 Apr 2018 | No Comment | 2,133 views]
How to Raise My FICO Score

FICO Score is a term used to describe the number assigned to you in relation to your credit. It is simply a number used to represent your financial obligations in relation to your credit history. It is called FICO because this score is determined by software created by Fair Isaac and Company.