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[23 Jun 2017 | One Comment | 16,670 views]
The Secret Credit Scores Lenders Use

Credit ScoringĀ is a mathematical formula that generates your bill payment history and general financial habits into a tidy package used by lenders to help decide how worthy you are of a loan and how much it will cost.

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[19 Jun 2017 | No Comment | 1,081 views]
Dental Loan Financing With Bad Credit

Dental procedures can be expensive and even if you have insurance, many procedures or fees may not be covered. If your credit is not good, secure a loan for the balance of the dental procedure may be difficult. Do not be discouraged if you do not have a good credit, because there are options available to help finance your dental work.

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[15 Jun 2017 | No Comment | 1,042 views]
4 Mistakes That can Hurt a Credit Score

How to Boost Your FICO Score wanted to share the four mistakes that can ‘hurt’ a credit score — be careful not to max out those credit cards. Potential lenders also care about how much a person is charging on their card, because the more they spend the less likely they will be able to repay the debt — this is where credit card utilization comes in.

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[6 Jun 2017 | 2 Comments | 6,470 views]
49 FICO Credit Score Ratings the Lenders Use

The credit score you get isn’t always the same score a lender looks at when deciding whether to give you a mortgage, credit card or auto loan.

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[2 Jun 2017 | No Comment | 1,224 views]
Simulated Credit Score & Credit Score Estimator

The federal government gives us the right to a free credit report once a year. However, there’s no government mandate for annual free FICO Scores — the credit score lenders most often use to approve credit applications. You may be able to receive a free FICO Score by signing up for another subscription service, but that isn’t always a good option.