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[21 May 2019 | One Comment | 17,665 views]
The Secret Credit Scores Lenders Use

Credit ScoringĀ is a mathematical formula that generates your bill payment history and general financial habits into a tidy package used by lenders to help decide how worthy you are of a loan and how much it will cost.

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[19 May 2019 | No Comment | 1,832 views]
Dental Loan Financing With Bad Credit

Dental procedures can be expensive and even if you have insurance, many procedures or fees may not be covered. If your credit is not good, secure a loan for the balance of the dental procedure may be difficult. Do not be discouraged if you do not have a good credit, because there are options available to help finance your dental work.

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[14 May 2019 | No Comment | 1,784 views]
4 Mistakes That can Hurt a Credit Score

How to Boost Your FICO Score wanted to share the four mistakes that can ‘hurt’ a credit score — be careful not to max out those credit cards. Potential lenders also care about how much a person is charging on their card, because the more they spend the less likely they will be able to repay the debt — this is where credit card utilization comes in.

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[5 May 2019 | 2 Comments | 7,600 views]
49 FICO Credit Score Ratings the Lenders Use

The credit score you get isn’t always the same score a lender looks at when deciding whether to give you a mortgage, credit card or auto loan.

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[28 Apr 2019 | One Comment | 3,399 views]
Closing Credit Cards can Hurt Your Credit Score

This has become less “strange” in recent years, but closing your credit cards can hurt your score.