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So, you want to improve your poor credit — everyday, thousands of Americans with poor credit are looking for the newest and slickest ways to improve their credit rating. Some settle for the unethical, some even are okay with the illegal. Which ever way you choose, the Internet seems to have answers for anyone.
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Your credit score is just one of the factors your mortgage lender will use to determine whether you qualify for financing. The problem is, every lender uses different methods to determine your credit worthiness. So, in some cases, a minimum score is difficult to determine for conventional loans. In other cases, especially when loans are underwritten or insured by government organizations, there are minimum credit scores to qualify.