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Articles tagged with: Bankruptcy

Credit Repair Letters »

[8 Oct 2017 | No Comment | 1,987 views]
Sample Credit Repair Letter for Items in Credit Reports Belonging to a Former Spouse

One of the major casualties of divorce is the damage incurred to both party’s credit. Not only do you incur the expense of divorce proceedings and attorneys, but divorce can send you spiraling into bankruptcy. Until your former spouse’s information is completely irradiated from your credit file, his or her mistakes with money can also reflect on your credit score. This is why it is advisable to take the following steps sooner rather than later.

Fico Scores »

[6 Oct 2017 | One Comment | 2,080 views]
Opening a Credit Card at a Department Store Will Lower Your Credit Score

While on a shopping spree, you open credit-card accounts at several of your favorite department stores to snap up discounts of 10% or 15%. You’re saving a bundle, but you may be chipping away at your credit score.

Featured »

[3 Oct 2017 | No Comment | 2,336 views]
Home Mortgage Loan Lenders for People With Low Credit Scores

Home mortgage loans for people with poor credit are available at reasonable rates if you find the right lender. With some time spent online researching for low credit score lenders, you can base your financing decision on loan estimate numbers. Even with bad credit, you can find flexible terms, so you can find the right home loan for your budget.

Rebuilding Credit »

[12 Sep 2017 | No Comment | 3,796 views]
7 Steps After Bankruptcy to Increasing Your Credit Score

There are many advantages to having a good credit score. Qualifying for lower interest rates, ability to get approved for loans and lines of credit, and paying less on loans for items such as homes and automobiles to name a few.

Featured »

[3 Sep 2017 | One Comment | 2,797 views]
The Difference Between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy

There are two main types of bankruptcy for individual consumers. You may qualify for both of them or you may be limited to the type of bankruptcy that does not discharge your debt. Explore both options to decide which bankruptcy, if any, you could file.