Home » Archive

Articles tagged with: Bankruptcy

Credit Repair Letters »

[23 Jan 2020 | 2 Comments | 11,956 views]
Debt Settlement Sample Letter

Debt settlement, also known as debt arbitration, debt negotiation or credit settlement, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.

Rebuilding Credit »

[20 Jan 2020 | No Comment | 2,556 views]
Improve Your Credit Fast After Bankruptcy

Bankruptcy is by no means game over for your financial life — there are steps you can take to begin rebuilding your credit and eventually, your overall financial health.

Featured »

[19 Jan 2020 | One Comment | 4,902 views]
20 Quick Tips to Improve Your Credit Score

There are many misconceptions about credit scores out there. Every time you apply for credit, apply for a job that requires you to handle money, or even apply for some apartment living, your credit score it checked.

Featured »

[16 Jan 2020 | 3 Comments | 7,635 views]
Eliminate Debt Without Bankruptcy Protection

If your in debt, you must devise some plan to get out of the red. You can declare bankruptcy (Chapter 13 or Chapter 7), but that will tarnish your credit and financial records. An alternative is the wage earner plan — which allows you to meet your debts methodically without bankruptcy.

Credit Repair Letters »

[3 Jan 2020 | No Comment | 3,037 views]
Sample Credit Repair Letter for Items in Credit Reports Belonging to a Former Spouse

One of the major casualties of divorce is the damage incurred to both party’s credit. Not only do you incur the expense of divorce proceedings and attorneys, but divorce can send you spiraling into bankruptcy. Until your former spouse’s information is completely irradiated from your credit file, his or her mistakes with money can also reflect on your credit score. This is why it is advisable to take the following steps sooner rather than later.