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Articles tagged with: Bankruptcy

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[16 Sep 2020 | One Comment | 4,086 views]
The Difference Between Chapter 7 Bankruptcy and Chapter 13 Bankruptcy

There are two main types of bankruptcy for individual consumers. You may qualify for both of them or you may be limited to the type of bankruptcy that does not discharge your debt. Explore both options to decide which bankruptcy, if any, you could file.

Credit Repair »

[23 Aug 2020 | One Comment | 3,173 views]
Filing Bankruptcy Requires a Credit Counseling Certificate

One of the pre-filing requirements involves obtaining a certificate of successful completion of credit counseling with a government approved counseling agency. The counseling can take place up to six months prior to filing. If time is of the essence in filing for bankruptcy protection and you have not completed the counseling sessions, this can cause delays and problems so don’t wait until the last minute.

Rebuilding Credit »

[21 Aug 2020 | 2 Comments | 6,833 views]
Fix Your Credit Report After a Divorce

When a couple is married, they often hold joint accounts, such as savings, credit cards and mortgages. This links their credit scores together. If you’ve just gone through a divorce, your credit may be in shambles. Sometimes, one partner will run up a huge credit card bill, deplete the equity in the home or otherwise try to wreak havoc with the credit score of the other party. It’s important to address this problem head on.

Headline »

[16 Aug 2020 | 2 Comments | 4,503 views]
How to Fight a Debt Lawsuit

What happens when you are sued by a debt collector? While it may feel like the end of the world, it’s a pretty routine occurrence in courts across the country. Most debt collection law firms file hundreds of lawsuits a day, assuming that 99% of defendants will not answer.

Fico Scores »

[28 Jul 2020 | No Comment | 3,210 views]
5 Ways to Boost Your Credit Score

Fixing your credit score can be very stressful at times and it feels like it’s never ending where the bills keep piling in and it seems like you’re making no progress. While most people tend to just give up and declare Bankruptcy, there are many ways you can fix your credit score and start off where you started when you first grabbed your first Credit Card.