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Articles tagged with: Creditors

Fico Scores »

[2 Aug 2017 | 2 Comments | 2,732 views]
Bad FICO Scores Will Damage Your Credit Report Because of These 14 Credit Mistakes

There are a wide variety of myths floating around about what you should and shouldn’t do to improve your credit reports and credit scores.

Fico Scores »

[17 Jul 2017 | No Comment | 2,110 views]
5 Ways to Boost Your Credit Score

Fixing your credit score can be very stressful at times and it feels like it’s never ending where the bills keep piling in and it seems like you’re making no progress. While most people tend to just give up and declare Bankruptcy, there are many ways you can fix your credit score and start off where you started when you first grabbed your first Credit Card.

Fico Scores »

[4 Jul 2017 | One Comment | 4,074 views]
Un-Paid Utility Bills Will Damage Your Credit Report and Lower Your FICO Score 100 Points

Your credit score report can be affect by more than your available credit history. We talk about how credit cards, mortgages, car loans, and any type of loan that reports to all 3 credit bureaus will affect your credit score. We don’t always talk about utility companies and how they can have a negative impact on your credit report. Here are utility companies I like to consider non-creditors. In other words these companies don’t give you a line credit, they just provide a service.

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[25 Jun 2017 | 3 Comments | 5,218 views]
Eliminate Debt Without Bankruptcy Protection

If your in debt, you must devise some plan to get out of the red. You can declare bankruptcy (Chapter 13 or Chapter 7), but that will tarnish your credit and financial records. An alternative is the wage earner plan — which allows you to meet your debts methodically without bankruptcy.

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[23 Jun 2017 | One Comment | 3,294 views]
What is the Role of a Credit Bureau?

The¬†credit bureau keeps record of an individual’s credit history. A credit bureau prepares an individual’s credit report that contains every payment detail for that individual. A credit report also contains an individual’s personal information such as the name, residential address, official address, etc.