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Articles tagged with: Creditors

Credit Repair Letters »

[18 Jun 2017 | One Comment | 2,329 views]
Sample Credit Letter for no Response to Follow-Up of a Dispute Letter

If it has been thirty days since you disputed a debt and you still have not received a response from the creditor and/or the credit bureau, then you should follow-up with the credit bureau as soon as possible. It is common for credit bureaus to become overwhelmed with disputes, and sometimes dispute letters get overlooked.

Fico Scores »

[8 Apr 2017 | 2 Comments | 2,544 views]
Bad FICO Scores Will Damage Your Credit Report Because of These 14 Credit Mistakes

There are a wide variety of myths floating around about what you should and shouldn’t do to improve your credit reports and credit scores.

Fico Scores »

[23 Mar 2017 | No Comment | 1,946 views]
5 Ways to Boost Your Credit Score

Fixing your credit score can be very stressful at times and it feels like it’s never ending where the bills keep piling in and it seems like you’re making no progress. While most people tend to just give up and declare Bankruptcy, there are many ways you can fix your credit score and start off where you started when you first grabbed your first Credit Card.

Fico Scores »

[11 Mar 2017 | One Comment | 3,874 views]
Un-Paid Utility Bills Will Damage Your Credit Report and Lower Your FICO Score 100 Points

Your credit score report can be affect by more than your available credit history. We talk about how credit cards, mortgages, car loans, and any type of loan that reports to all 3 credit bureaus will affect your credit score. We don’t always talk about utility companies and how they can have a negative impact on your credit report. Here are utility companies I like to consider non-creditors. In other words these companies don’t give you a line credit, they just provide a service.

Featured »

[2 Mar 2017 | 3 Comments | 4,960 views]
Eliminate Debt Without Bankruptcy Protection

If your in debt, you must devise some plan to get out of the red. You can declare bankruptcy (Chapter 13 or Chapter 7), but that will tarnish your credit and financial records. An alternative is the wage earner plan — which allows you to meet your debts methodically without bankruptcy.