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Articles tagged with: Credit History

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[23 Jun 2017 | One Comment | 3,084 views]
What is the Role of a Credit Bureau?

The¬†credit bureau keeps record of an individual’s credit history. A credit bureau prepares an individual’s credit report that contains every payment detail for that individual. A credit report also contains an individual’s personal information such as the name, residential address, official address, etc.

Fico Scores »

[22 Jun 2017 | One Comment | 2,183 views]
Open new Credit Accounts With High Limits to Raise Your FICO Credit Score

Get a credit card with a high limit, keep the balance low and use the credit card to establish a credit history or boost a low credit score. Remember — the more available credit on a credit card, the better.

Featured »

[17 Jun 2017 | One Comment | 2,529 views]
Will a Credit Freeze Protect my Credit File?

A credit freeze occurs when you notify a credit bureau not to release your credit history without your consent. This is an effective way to combat identity theft since a potential identity thief will not be able to see your credit history even if he has your personal identifying information.

Fico Scores »

[14 Jun 2017 | 2 Comments | 3,368 views]
Your FICO Score Could Lose 50 Points by not Following This Credit Card Strategy

Borrowing money today requires impressing an increasingly hard-to-please crowd. With creditors of all kinds more cautious than ever, you need an A+ application to land the best terms — and that means an A+ credit score, the number lenders use to judge your risk of default.

Credit Repair Letters »

[13 Jun 2017 | No Comment | 1,855 views]
Sample Credit Repair Letter for Items in Credit Reports Belonging to a Former Spouse

One of the major casualties of divorce is the damage incurred to both party’s credit. Not only do you incur the expense of divorce proceedings and attorneys, but divorce can send you spiraling into bankruptcy. Until your former spouse’s information is completely irradiated from your credit file, his or her mistakes with money can also reflect on your credit score. This is why it is advisable to take the following steps sooner rather than later.