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Articles tagged with: Credit History

Fico Scores »

[19 Mar 2017 | One Comment | 1,668 views]
Do This and Don’t do That for Managing Your FICO Score

Few financial figures are as important as a credit scores. The three-digit figure has a major impact on daily life — dictating what consumers can buy, how much credit they can obtain and even where they choose to reside.

Free Credit Report »

[14 Mar 2017 | One Comment | 2,722 views]
Get Your FICO Score for Free

So, what is a FICO Score? It’s a number that is formulated based on your credit history helping lenders evaluate your credit risk. Your FICO Score is used to determine credit offers and interest rates — and now it’s free for you to view.

Fico Scores »

[11 Mar 2017 | One Comment | 3,712 views]
Un-Paid Utility Bills Will Damage Your Credit Report and Lower Your FICO Score 100 Points

Your credit score report can be affect by more than your available credit history. We talk about how credit cards, mortgages, car loans, and any type of loan that reports to all 3 credit bureaus will affect your credit score. We don’t always talk about utility companies and how they can have a negative impact on your credit report. Here are utility companies I like to consider non-creditors. In other words these companies don’t give you a line credit, they just provide a service.

Rebuilding Credit »

[8 Mar 2017 | No Comment | 2,954 views]
Bad Credit Subprime Credit Card Lenders

Credit card issuers are ramping up lending to consumers with poor credit but borrowers beware — the terms aren’t always going to be good. Lending to subprime consumers — typically those with a FICO credit score of below 660 — climbed 41% last year, with banks issuing 1.1 million new credit cards to riskier consumers, a four-year high, according to a recent report from credit reporting agency Equifax.

Credit Repair Letters »

[7 Mar 2017 | One Comment | 2,972 views]
Where do I Dispute and Correct Errors in my Credit History?

If you find errors or inaccuracies in your credit history file, you will have to submit a dispute letter or request to each of the credit bureaus on which the mistake appears. In some cases you may be able to dispute the error with online forms, but in some cases you’ll have to submit a letter with your corroborating documents.