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Articles tagged with: Credit History

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[18 Sep 2020 | One Comment | 3,588 views]
Why is Credit Monitoring Important?

Credit monitoring services will watch over your credit file with continuous around the clock tracking and notify you whenever there is a change to the credit file. These services will alert you within 24 hours of a change, usually through email, phone, or text message as you see fit.

Rebuilding Credit »

[30 Aug 2020 | No Comment | 2,817 views]
5 Credit Tips for Students

Building and maintaining good credit is more important today than ever. Whether we realize it or not, so many parts of our daily financial lives revolve around our credit scores. But don’t fret — abide by these five must know credit tips for students and you shouldn’t have any problems at all.

Featured »

[19 Aug 2020 | One Comment | 3,971 views]
Divorce, Your Credit Report and Credit Score

Divorce is all about division – the separation of two people from each other, dividing up property, dividing kids’ time between parents but does divorce have to mean a separation from a good credit score?

Fico Scores »

[17 Aug 2020 | 2 Comments | 6,340 views]
What is a Credit Inquiry and the Difference Between a Hard Inquiry or Soft Inquiry?

Any company, organization, or individual with a “legitimate business need” can request to see your credit history, and these requests are known as credit inquiries. They are divided into two categories called hard and soft inquiries — hard inquiries will affect your credit history and credit score while soft inquiries will not.

Credit Repair Letters »

[31 Jul 2020 | One Comment | 10,127 views]
Dispute Letter to Remove Unauthorized Inquiries From Your Credit Report

Whenever a creditor views your credit history, it will appear as an inquiry on your credit report. Too many inquiries can lower your Credit Score, which may cause your credit application to be denied.