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Articles in the Credit Repair Category

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[20 Sep 2018 | One Comment | 5,184 views]
How to Remove a Tax Lien From Your Credit Report

In February 2011, the IRS announced a set of new policies called the “IRS Fresh Start” program regarding unpaid taxes in an effort to “…Help Struggling Taxpayers Get a Fresh Start…” One of the changes will directly affect credit reports and possibly raise credit scores.

Credit Repair »

[18 Sep 2018 | One Comment | 4,021 views]
Top Credit Repair Companies

Everyone knows the value of having a good credit score — apply for mortgages or credit cards and get the lowest interest rate possible because you have a 721 FICO Score. There are also a lot of Americans, especially in today’s economic times, who know how difficult it is to even qualify for those same mortgages and credit cards with a 521 FICO Score.

Credit Repair »

[7 Sep 2018 | No Comment | 2,112 views]
Does Your Credit Score Need a Tweak? Here’s How!

A credit score is either a blessing or a curse cast down upon you from the digital cloud. A score of 740 qualifies you for the best interest rate on a conventional mortgage. A score under 640 means ugly interest, and a number under 620 makes it very hard to get a mortgage at all.

Credit Repair »

[7 Sep 2018 | 2 Comments | 3,078 views]
Consumer Credit Laws for Credit Repair

Consumer credit transactions are regulated both at the Federal and the State level. While there is considerable variation among State laws governing consumer credit transactions, most are based on Federal laws and various versions of State laws covering several standard areas.

Credit Repair »

[13 Aug 2018 | One Comment | 2,665 views]
How to Negotiate a Debt Settlement

Debt settlements are where the debt collection agency or creditor agrees to take a lesser amount than what is actually owed in order to eliminate the debt. It is very useful for paying off old debts for less money than what is owed and can save hundreds of dollars when it comes to paying off the debt.