Most people can get confused when it comes to checking their credit scores. Consumers wonder which credit score should they check, what’s the best credit score website and are credit scores really free? These questions are asked often, but rarely do people find the right answers.

With the newest version of the FICO credit scoring system, minor delinquencies are now overlooked in calculating creditworthiness.

Walmart’s Free Credit Score is making it easy for you to stay informed about your FICO Credit Score. Just register for online account management and enroll to receive electronic statements. Then, after you sign up to receive electronic statements, you’ll be able to sign up to get your free FICO Credit Score and see it each time you log into your account.

Today having good credit reflected in your credit report is important in every financial situation you find yourself in as you probably know and knowing a few tips about credit repair can solve a lot of your credit problems. In our world credit determines just how much interest you’ll end up paying on your house, car, truck, etc.

CoreLogic and FICO partnered last year to offer lenders an alternative credit score for more predictive scoring, which includes data previously not used in credit scoring, from a borrowers cell phone bill, utilities, payday loan activity, to child support judgments, evictions, property tax liens, the status of homeowner’s association dues, whether or not a borrower is underwater on their current home, or whether a borrower owns other properties that credit agencies typically miss.