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Articles tagged with: Credit Bureau

Credit Repair Letters »

[22 Jan 2020 | One Comment | 5,882 views]
Where do I Dispute and Correct Errors in my Credit History?

If you find errors or inaccuracies in your credit history file, you will have to submit a dispute letter or request to each of the credit bureaus on which the mistake appears. In some cases you may be able to dispute the error with online forms, but in some cases you’ll have to submit a letter with your corroborating documents.

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[14 Jan 2020 | One Comment | 4,984 views]
What is the Role of a Credit Bureau?

The credit bureau keeps record of an individual’s credit history. A credit bureau prepares an individual’s credit report that contains every payment detail for that individual. A credit report also contains an individual’s personal information such as the name, residential address, official address, etc.

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[12 Jan 2020 | One Comment | 17,887 views]
The Secret Credit Scores Lenders Use

Credit Scoring is a mathematical formula that generates your bill payment history and general financial habits into a tidy package used by lenders to help decide how worthy you are of a loan and how much it will cost.

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[7 Jan 2020 | One Comment | 4,126 views]
Will a Credit Freeze Protect my Credit File?

A credit freeze occurs when you notify a credit bureau not to release your credit history without your consent. This is an effective way to combat identity theft since a potential identity thief will not be able to see your credit history even if he has your personal identifying information.

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[5 Dec 2019 | 2 Comments | 5,374 views]
Small Delinquencies are Overlooked in Calculating Your FICO ’08 Credit Score

With the newest version of the FICO credit scoring system, minor delinquencies are now overlooked in calculating creditworthiness.