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Articles tagged with: Credit Bureau

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[14 Jan 2020 | One Comment | 4,961 views]
What is the Role of a Credit Bureau?

The credit bureau keeps record of an individual’s credit history. A credit bureau prepares an individual’s credit report that contains every payment detail for that individual. A credit report also contains an individual’s personal information such as the name, residential address, official address, etc.

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[12 Jan 2020 | One Comment | 17,874 views]
The Secret Credit Scores Lenders Use

Credit Scoring is a mathematical formula that generates your bill payment history and general financial habits into a tidy package used by lenders to help decide how worthy you are of a loan and how much it will cost.

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[7 Jan 2020 | One Comment | 4,116 views]
Will a Credit Freeze Protect my Credit File?

A credit freeze occurs when you notify a credit bureau not to release your credit history without your consent. This is an effective way to combat identity theft since a potential identity thief will not be able to see your credit history even if he has your personal identifying information.

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[5 Dec 2019 | 2 Comments | 5,367 views]
Small Delinquencies are Overlooked in Calculating Your FICO ’08 Credit Score

With the newest version of the FICO credit scoring system, minor delinquencies are now overlooked in calculating creditworthiness.

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[3 Dec 2019 | One Comment | 3,579 views]
Why is Credit Monitoring Important?

Credit monitoring services will watch over your credit file with continuous around the clock tracking and notify you whenever there is a change to the credit file. These services will alert you within 24 hours of a change, usually through email, phone, or text message as you see fit.