Citigroup, the fourth-largest credit-card lender by purchase volume in the U.S., is partnering with Fair Isaac Co., the provider of the credit score most widely used by lenders, to provide its customers with their FICO Score beginning in January.

Free credit scores from your credit card now offer free credit score checks to view your free credit scores instantly. Walmart now offers free credit scores to individuals who hold the Walmart credit card and Citi will begin in January 2015 offering free credit scores to individuals who hold the Citi credit card.

Get your free Wells Fargo credit score and complimentary credit report by visiting any Wells Fargo location to get your personal access code. For more information about this limited time promotion, visit https://www.wellsfargo.com/freecreditscore and take part of the “Get Smart About Credit” program Wells Fargo is offering.

Now through Sunday November 16, 2014 — Wells Fargo is offering customers a free view of their credit scores as well as complimentary credit reports, according to a statement from the bank. This is the third year the bank is offering its Free Credit Score promotion, which more than 800,000 customers have taken advantage of since it first rolled out in 2012.

So, you can get your TransUnion Credit Score for free? You can get absolutely free credit monitoring? These are services that people pay good money for and Credit Karma, a company that isn’t affiliated with any of the credit bureaus, is giving it away for free. Does this sound too good to be true or is Credit Karma a scam?