Home » Archive

Articles tagged with: Bankruptcy

Featured »

[20 Nov 2022 | One Comment | 6,838 views]
Rebuild Credit With a Wells Fargo Secured Credit Card

The Wells Fargo Secured Card has a few restrictions on eligibility. If you have declared bankruptcy within the past 12 months or have any unsettled liens, you won’t qualify. Interestingly, you only need to be 18 to qualify unless you live in Alabama (where you have to be 19) or in Mississippi or Puerto Rico (where you have to be 21).

Credit Repair Letters »

[10 Nov 2022 | 2 Comments | 11,956 views]
Debt Settlement Sample Letter

Debt settlement, also known as debt arbitration, debt negotiation or credit settlement, is an approach to debt reduction in which the debtor and creditor agree on a reduced balance that will be regarded as payment in full.

Rebuilding Credit »

[7 Nov 2022 | No Comment | 2,556 views]
Improve Your Credit Fast After Bankruptcy

Bankruptcy is by no means game over for your financial life — there are steps you can take to begin rebuilding your credit and eventually, your overall financial health.

Featured »

[6 Nov 2022 | One Comment | 4,902 views]
20 Quick Tips to Improve Your Credit Score

There are many misconceptions about credit scores out there. Every time you apply for credit, apply for a job that requires you to handle money, or even apply for some apartment living, your credit score it checked.

Featured »

[4 Nov 2022 | 3 Comments | 7,635 views]
Eliminate Debt Without Bankruptcy Protection

If your in debt, you must devise some plan to get out of the red. You can declare bankruptcy (Chapter 13 or Chapter 7), but that will tarnish your credit and financial records. An alternative is the wage earner plan — which allows you to meet your debts methodically without bankruptcy.